how not to be poor

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sharmin said:
In bad economic times, that is rarely an option. So, that leaves the employee one choice…go back to the employer that steals from him.
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I lost my job last spring and since had several offers. The jobs are out there if you are willing to look and are not overly picky. Of course having a reputation as a hard worker didn’t hurt.
 
sharmin said:
You seriously think that? I wish I lived in that world. 🙂 Almost every poor person I know works! (or has a working spouse)
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That depends on how you define poor. Here in America we have some very spoiled rich people who define themselves as poor. I define poor as not being able ot meet the minimum requirements of the first tier of Maslow’s heirarchy of needs. If you work 8 hours a day at minimum wage you will have the material ability to not be poor.
 
royal_archer said:
Is it on the market? You’ll never know how much you could sell it for unless you try.
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Well, considering that all the houses on my street are the same floor plan, same exterior, same lot sizes, etc., and that they are selling for $60k (we owe $130k) I think it is safe to assume that we can not afford to sell it. But, yes, we did have it on the market at one time.
 
royal_archer said:
I lost my job last spring and since had several offers. The jobs are out there if you are willing to look and are not overly picky. Of course having a reputation as a hard worker didn’t hurt.
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I guess it depends on where you live. My husband has been out of work for over a year and hasn’t been able to find anything. I have been out of work for 2 years until just last week. I picked up a part time job. It’s the same story with everyone I know. The unemployment rate for our county in Michigan is almost 20%.
 
pathia said:
I have been looking for 2years, there is very little in the terms of options for someone like me, in a market like this.
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How hard are you looking? are you looking at jobs you normally would not do but could be qualified for? A little while ago I was given the opportunity to do something I never did before and didn’t think I was qualified for. Although I was skeptical, I took the job and have been having a blast ever since. Turns out my lack of qualification is forcing me to do things that needed to be done to make the team better.
 
aspawloski4th said:
Iv’e got a question for Royal archer. Can in your own eyes, business ever do something wrong? You treat business as if it’s the pourpose of life rather than a tool for other things in life. if a tool no longer serves the pourpose it is supposed to serve then you replace it. We are getting very close to that with the business world. While I’m not for ending private industry all together. We need to go back to where businesses were owned by sole proprieters and partnerships and get rid of this answer to the shareholder mentality that seems to have turned business into evil ruthless monsters. Yes I think we need to get rid of Wall street to save Main street. The business world as it is right now is a private socialism in the true sense of the word.
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Buisness as it relates to this thread is an environment. As much as some like to complain about not liking the way buisness is run, when you are trying to get out of poverty, it is best to deal with the hand you are given. What I have been saying here are things individuals can do to make the most of the environment as it is. Whining about perceived wrongs is not effective at helping individuals get out of poverty. teaching individuals how to lift themselves up will help.
 
rtconstant said:
You keep arguing against scenarios that no one is espousing. First of all no one here is talking about material goods being giving to someone who didn’t earn them. Quite the opposite we’re saying that a better share of the goods should be giving to those who have earned them…
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How do you define what is earned? I define it as the wages agreed upon prior to the start of work.
rtconstant said:
Sure, but since no one is espousing that we should have no problem. We’re saying that businesses should behave more ethically. If you view ethics as a violation of someones rights I don’t know what to tell you.
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You have been advocating governments forcefully violating agreements between business and workers to the bennefit of the workers. This violates the rights of the business owners. If someone agrees to a wage and does the work related to that wage they deserve that wage. To force the employeer to pay more than that wage is stealing from them.
 
rtconstant said:
No, it goes towards showing how that an ethical and quality oriented business can be successful for both the company and its employees.

If you say so. Largely the skill of employees have little to do with opportunities they receive. The incompetent do very well in nation’s current business models. Being good at your job though, can at times make you a target.

No of course no one will blame a manager for trying to put together skilled teams. But we’re talking about the teams that actually get formed by managers, where skill is seldom a qualifier. Appearance and political acumen are usually more sought after attributes.

No but its common practice.

At a local level yes. A small local company must be well ran to make it. Larger companies make due from volume, and national advertisement. Sadly most companies like monarchies tend to deteriorate after the first generation.
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Are you in a union shop?
 
sharmin said:
Well, considering that all the houses on my street are the same floor plan, same exterior, same lot sizes, etc., and that they are selling for $60k (we owe $130k) I think it is safe to assume that we can not afford to sell it. But, yes, we did have it on the market at one time.
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Sorry to hear that. That amount of depreciationis much higher than the national average. do you have mortgage insurance that can help you out?
 
sharmin said:
I guess it depends on where you live. My husband has been out of work for over a year and hasn’t been able to find anything. I have been out of work for 2 years until just last week. I picked up a part time job. It’s the same story with everyone I know. The unemployment rate for our county in Michigan is almost 20%.
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And I know that Obama’s defense cuts have hit the sterling heights area pretty hard. But Obama’s GM will be oppening new jobs in Canada and Mexico.

I’ve been through that and have had to move several times. That’s why we put a lot donw on our new house and went with a short mortgage period. When the crunch hit we lost a lot of value on the house but can still walk away from it if we have to.
 
royal_archer said:
Sorry to hear that. That amount of depreciationis much higher than the national average. do you have mortgage insurance that can help you out?
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Yes, it’s terrible and, unfortuately, common now here in Michigan. 😦 We bought the house in their height of the real estate bubble (at a deal, too…$30k less than the going rate…owners in a hurry) and now it’s at its low. We looked into all options, and really have no out.
 
royal_archer said:
And I know that Obama’s defense cuts have hit the sterling heights area pretty hard. But Obama’s GM will be oppening new jobs in Canada and Mexico.
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Well, to be honest, as someone who is considered poor by our state (free lunch, services, etc.) I have to say I have felt more relief from the Obama team than I did by Bush. BUT, since the Bush/Obama debate is off topic, I’ll move on from that
royal_archer said:
I’ve been through that and have had to move several times. That’s why we put a lot donw on our new house and went with a short mortgage period. When the crunch hit we lost a lot of value on the house but can still walk away from it if we have to.
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THat’s great! I wish that is something we did.
 
royal_archer said:
You could be making 6 figures and still have those wories.
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I guess you’re right. But someone making 6 figures can generally still eat every week. I have yet to meet someone who can’t afford a $25 doctor copay and something for dinner.
 
royal_archer said:
Nope. I was pointing out that many Americans are satisfied with the level of success they have achieved working an 8 hour day. The point isn’t that everyone should work uncompensated overtime, the point was that if one is not satisfied with their current wage, uncompensated overtime can be an effective way of getting noticed for promotions.
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okay okay… it just sounded like you generally had a problem with people supporting themselves on a 40 hour week.
royal_archer said:
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The reality is that there are lots of entry level jobs out there where people can get in them easily but they don’t pay well. If the job is sufficient to live on, then you don’t have to worry about being poor. However, if that job is not sustainable, you need to work you way out of that job to a better job.
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If people had always accepted what they were paid as fair, there wouldn’t have been any labour movement in the 19th century…
royal_archer said:
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Part of that is proving you can be counted on and are a dedicated worker. The uncomp over time helps to prove that, Assuming you are an above average employee the other 40 per week.
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The problem with relying on “face-time” is that there’s no end to it if everybody did what you suggest.

The validity of your advice requires that other, supposedly lazy people, not follow it, so that those that do can stand out from the crowd.
 
royal_archer said:
How do you define what is earned? I define it as the wages agreed upon prior to the start of work.

What if those wages are agreed upon under deress???

You have been advocating governments forcefully violating agreements between business and workers to the bennefit of the workers. This violates the rights of the business owners. If someone agrees to a wage and does the work related to that wage they deserve that wage. To force the employeer to pay more than that wage is stealing from them.
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Did you hear the second reading at Mass today? It sounds like to me that St James was speaking to you Royal Archer specifically, amungst others.
 
cynic said:
If people had always accepted what they were paid as fair, there wouldn’t have been any labour movement in the 19th century…

The problem with relying on “face-time” is that there’s no end to it if everybody did what you suggest.

The validity of your advice requires that other, supposedly lazy people, not follow it, so that those that do can stand out from the crowd.
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The reality is that most people are satisfied with 10-15 per hour and 8 hour days. They may complain but they accept it. Therefore those who are not able to accept it have ample opportunity to move up. If everyone started getting aggressive with their job futures, and were willing to leave for better jobs, companies would soon see a large turn over and would reevaluate their compensation programs.
 
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