Is tithing feasible in modern society?

[Socrates92]

Darklight gets hers for under $100.

Mine is under $400. Actually, it was last time I got it by myself it was around $380 annually I think. My husband and I don’t even pay $1,000 annually for both of us…it’s around $700ish…and quite frankly, at this point, that’s mostly him. He was paying $600 a year before we got married. (same company, same coverage) When he added me it was only an extra $100 year. In reality, that’s because when a guy gets married their insurance drops significantly…so it’s probably more like $300 me and $400 for him.

As a note, there are few things that factor in. I have comp, collision, glass, roadside and a $200 deductible. If I just had comp and had something like a 1k deductible, I could see insurance being south of $200 annually.

My city registration is under $100.

Ok, wow. That’s a major game changer.

 

[Xanthippe_Voorhees]

Xanthippe_Voorhees:

Darklight gets hers for under $100.

Mine is under $400. Actually, it was last time I got it by myself it was around $380 annually I think. My husband and I don’t even pay $1,000 annually for both of us…it’s around $700ish…and quite frankly, at this point, that’s mostly him. He was paying $600 a year before we got married. (same company, same coverage) When he added me it was only an extra $100 year. In reality, that’s because when a guy gets married their insurance drops significantly…so it’s probably more like $300 me and $400 for him.

As a note, there are few things that factor in. I have comp, collision, glass, roadside and a $200 deductible. If I just had comp and had something like a 1k deductible, I could see insurance being south of $200 annually.

My city registration is under $100.

Ok, wow. That’s a major game changer.

I haven’t heard of anyone paying $2,000 annually unless they are a teenage boy with several accidents who isn’t on his parent’s insurance.

 

[Socrates92]

I haven’t heard of anyone paying $2,000 annually unless they are a teenage boy with several accidents who isn’t on his parent’s insurance.

Really? Because I’ve heard of $4000/yr, give or take a couple hundred. No major accidents as far as I’m aware in that particular instance. The guy was just 20 yrs old, and didn’t have an extensive driving or insurance record.

 

[Socrates92]

Of course, keep in mind we’re talking Apples-to-oranges, or USD to CDN $.

 

[Socrates92]

Anyway, I have to get up for work in less than 7hrs, so I’m taking a break from this conversation or debate or whatever it is. God Bless.

 

[Xanthippe_Voorhees]

Xanthippe_Voorhees:

I haven’t heard of anyone paying $2,000 annually unless they are a teenage boy with several accidents who isn’t on his parent’s insurance.

Really? Because I’ve heard of $4000/yr, give or take a couple hundred. No major accidents as far as I’m aware in that particular instance. The guy was just 20 yrs old, and didn’t have an extensive driving or insurance record.

Yeah…there are some crazy factors. Males get the crud end of the stick. Accidents follow you, so it doesn’t matter if you get new insurance. You could have an “everything” plan with no deductible, roadside, rental car allowance, etc etc all driving up the price. Also driving a new car, parking in a dangerous area at night–those all can add up.

The “average” American is considered “over-covered” and pays about $1k annually…but again, the “average” American also drives a newer car, lives in a city (more expensive insurance) and likes a low deductible.

Bump your deductible up, drive an old car, live in a rural area…all of the sudden insurance plumments in price.

 

[DarkLight]

Darklight gets hers for under $100.

Mine is under $400. Actually, it was last time I got it by myself it was around $380 annually I think. My husband and I don’t even pay $1,000 annually for both of us…it’s around $700ish…and quite frankly, at this point, that’s mostly him. He was paying $600 a year before we got married. (same company, same coverage) When he added me it was only an extra $100 year. In reality, that’s because when a guy gets married their insurance drops significantly…so it’s probably more like $300 me and $400 for him.

As a note, there are few things that factor in. I have comp, collision, glass, roadside and a $200 deductible. If I just had comp and had something like a 1k deductible, I could see insurance being south of $200 annually.

My city registration is under $100.

I did mean under $500, not under $100. Although looking at it it’s just slightly north of that - I’m paying $275 for 6 months. I do have a $1000 deductible as well, but I also have significantly higher than required limits.

 

[Xanthippe_Voorhees]

I did mean under $500, not under $100. Although looking at it it’s just slightly north of that - I’m paying $275 for 6 months. I do have a $1000 deductible as well, but I also have significantly higher than required limits.

Yeah. It varies by state. The first state I lived in required a TON of extra coverage. But my current state has basically no requirements and I’m considered “extremely” overcovered. Although, looking at a catastrophic event, I feel more comfortable than what I could “get away” with…especially since I’ve been run off the road more than once by an idiot who thought it would be smart to drive 75 in a blizzard. (only once did I get any real damage)

 

[LittleFlower]

Yes, tithing is always possible regardless of income.

But tithing doesn’t have to be exactly 10%.

For the new year, I going to create something not to dissimilar to a “Tzedakah box”.

Every Sunday before Mass, I’m going to chuck some money on there, be it a free cents or a few dollars, and every time I have loose change. I am hoping to then regular donate the money to various Catholic causes.

The key is to give frequently, then it becomes a habit, and if it’s always small amounts—even cents—it usually won’t break the bank.

We can all find reasons and show that we have financial hardship or difficulties. I understand that. A few cents every Sunday should be doable for all. Even if you only do it with cents you find on the ground!

It’s the thought that counts and the fact you are actually trying.

Making it a mathematical equation, and like a bill works for some but for some, like myself, it is easier to go happy, lucky, and frequently.

 

[Xanthippe_Voorhees]

Yes, tithing is always possible regardless of income.

But tithing doesn’t have to be exactly 10%.

For the new year, I going to create something not to dissimilar to a “Tzedakah box”.

Every Sunday before Mass, I’m going to chuck some money on there, be it a free cents or a few dollars, and every time I have loose change. I am hoping to then regular donate the money to various Catholic causes.

The key is to give frequently, then it becomes a habit, and if it’s always small amounts—even cents—it usually won’t break the bank.

We can all find reasons and show that we have financial hardship or difficulties. I understand that. A few cents every Sunday should be doable for all. Even if you only do it with cents you find on the ground!

It’s the thought that counts and the fact you are actually trying.

Making it a mathematical equation, and like a bill works for some but for some, like myself, it is easier to go happy, lucky, and frequently.

Your thoughts are nice, but linguistically, they make no sense. A tithe by definition is 10%, and by historical definition is the first 10%.

As we discussed above, online giving is a great budget-friendly way to give. You can’t ever “forget” and you can always give more.

 

[DarkLight]

My hard line was always, if I’m relying on any form of state or charitable assistance to cover my basic expenses, I don’t feel obligated to give. If giving would put me in that position, I don’t give. It’s better at that point to save up money in order to help get myself into a position where I don’t need help.

 

[Xanthippe_Voorhees]

My hard line was always, if I’m relying on any form of state or charitable assistance to cover my basic expenses, I don’t feel obligated to give. If giving would put me in that position, I don’t give. It’s better at that point to save up money in order to help get myself into a position where I don’t need help.

You have my thoughts exactly.

If one is taking money to make ends meet, it somehow seems wrong to give that money away. It’s not really “your” money.

When I still had my student loans, I gave very little. When I had extra, I paid the loans. Yeah, it was to a big bank for the most part, but one of my loans was directly from my uni through a funding plan.

Once I paid the Uni loan off, more money could be given to other students at a fair and low rate. I remember a wise priest telling me that it would be wrong to not do everything to pay off that loan and the generosity I’d been given for the sake of donating a few $ to the Church. I hardly remember his words now, but he said something about just debts crying out for justice. It would have been a form of stealing, I feel, to not pay off that debt as soon as possible…as every time I paid, more money was freed up for another student in need.

Totally messed with the Ramsy “doctrine” as that had something like a sub 2% interest rate and I had most others with 4-6%.

But I knew morally, I had to pay that one off as quickly as possible becuase other people were depending on me to do so.

 

[casslean]

Yes, tithing is always possible regardless of income.

But tithing doesn’t have to be exactly 10%.

Actually, by definition, a tithe is 10%. Anything less is a donation or contribution, but not a tithe.

Historically, tithes were often paid in kind, such as through agricultural products. Personally, I believe when we are asked to give of our “time, talent, or treasure”, all three can factor in to form the amount we contribute to the church. If I volunteer my time to clean the church, that has a value, even if it isn’t money. If I bring in flowers for the sanctuary, that has a value. If I offer to run a fundraiser, that is a way to convert my time into treasure.

If you can give treasure, give. But if not, give more in time and talent.