H
HOPEFUL_IN_UK
Guest
I’m an American. I moved to the UK in 2006. I was unable to purchase my own health insurance because I am uninsurable. I wasn’t able to find a job that offered health insurance, either. Only about 60% of jobs have the option of health insurance. And, I can tell you from experience that a lot of times, what is offered is next to useless. (As in, very high monthly premiums, very high co-pays, and a very low life-time cap.)You maynot be aware of how health insurance works in the USA. If you DO have a job that provides health care, there are typically three payment tiers:
The full family coverage rate applies if you have two kids or twelve. So unless you were too poor to afford family health insurance at all, the med cost is no different (except deductibles). Unfortunately, we DO have a fair number of families who are either too poor to afford it or are self-employed and aren’t covered by an employer.
- single person coverage.
- single plus one coverage.
- Full family coverage.
The US system is ridiculous and uncivilized.