McDonald's Worker Says She Was Required to Receive Pay on Fee-Laden Debit Card

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Et_Cetera said:
Don’t worry. It’s not just a thread about McDonald’s direct deposit.
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So why all this?
Et_Cetera said:
This forum just makes me understand more and more why I left Catholicism. Gone is the compassion that Jesus asked us to have for others and in is this business worship. Sam, I think you really need to assess yourself and the way that you think about others. The way that you initially wanted to side with the corporation is really telling. You should think about how Jesus would want you to view those who work at someplace like McDonald’s. Did you automatically want to assume that this mother must be trying to milk the system because she has a minimum wage, low-paying job? If so, that’s really, really terrible and judgmental, but honestly I don’t see any other explanation at this point.
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seekerz said:
Define ‘better’. I have not seen a single one of those card that was not chock-full of all kinds of fees. A person has a right to the wages they work for without having to pay for the privilege.
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How many have you seen?

I know ours are not and most of the providers we checked out made it a point to show how an employee could easily use the card without incurring any fees.
 
SamH said:
What about greedy employees that creating such a situation?
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It is not clear however that the employee is being greedy. After all, if the law allows her to be paid by check, then there is nothing greedy about requesting an employer obey the law.
 
stinkcat_14 said:
It is not clear however that the employee is being greedy. After all, if the law allows her to be paid by check, then there is nothing greedy about requesting an employer obey the law.
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Really? She worked part time for three weeks and quit and filed a lawsuit against her former employer. She has to pay off those student loans for her worthless college degree somehow and suing beats working.
 
SamH said:
Really? She worked part time for three weeks and quit and filed a lawsuit against her former employer. She has to pay off those student loans for her worthless college degree somehow and suing beats working.
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So if someone has student loans they have no legal rights? Do you believe that employer’s should be required to obey the law? And if the law is unclear, which in this case it clearly is, does not an employee have the right to seek legal remedies?
 
stinkcat_14 said:
So if someone has student loans they have no legal rights? Do you believe that employer’s should be required to obey the law? And if the law is unclear, which in this case it clearly is, does not an employee have the right to seek legal remedies?
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Besides you who said any of that?
 
SamH said:
Really? She worked part time for three weeks and quit and filed a lawsuit against her former employer. She has to pay off those student loans for her worthless college degree somehow and suing beats working.
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Wow, Sam, get up on the wrong side of the bed this morning?

She worked three weeks, and didn’t want to have to pay fees to get her wages. They refused to pay her any other way. She quit.

If McDonald’s wants to put their story out there, they are welcome.
 
SamH said:
Besides you who said any of that?
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My point is just there is no way you can pin greed on someone who is just standing up for their rights. Of course, I agree that the law may be unclear for our modern age, but I fail to see how requesting an employer obey the law is an example of being greedy. For example, when I was in college student workers were not allowed to work overtime, but we had a large expose that required us to put in about 40 hours just on the weekend. Our boss asked us to fake time sheets so that we had less than 40 hours and put the rest on next week’s pay. Most of us acquiesced, since we were getting paid $3.35 an hour anyway. But one guy threatened to go to the labor board. He received his overtime. Was he greedy?
 
SamH said:
Really? She worked part time for three weeks and quit and filed a lawsuit against her former employer. She has to pay off those student loans for her worthless college degree somehow and suing beats working.
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I’ll give you one better. I bet she was a plant by the law firm. Class representatives are difficult to get sometimes. And, if this case has enough juice, it could bring a certain lawfirm quite a bit of dough.

Law firms, in the past at least, had a trusted paralegal/secretary own 1 share of many, many, companies so they had a share holder ready for share holder derivative suits.

In any case, the lawyer/firm had have a reasonable belief that the refusal to pay in required tender was actionable and actual.

We can wait 20-30 days to see if PACER (if this was a federal suit) or the local clerk (if state court) to see if the franchisee makes any specific denials about the payment.

Finally, my opinion, if an employer is not providing the option to be paid in cash or check and that is the law then the employer is cheating a laborer of his or her wages as sure as if he shorted the employee time. I’d gladly refer such a person to the local unemployment agency (who occasionally sues employers here for that) or a law firm.

Payroll is a place where many people have little bargaining power, especially those who need it most.
 
maryjk said:
Wow, Sam, get up on the wrong side of the bed this morning?

She worked three weeks, and didn’t want to have to pay fees to get her wages. They refused to pay her any other way. She quit.
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She says they refused to to pay her in another way. As posted by several here (inluding those supporting her) this makes no sense.
 
SamH said:
She says they refused to to pay her in another way. As posted by several here (including those supporting her) this makes no sense.
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No it doesn’t.

But I have worked at many companies that did things that “made no sense.”
 
I am a minimum wage part-time worker. We are paid by the same kind of card. The reality is that you do have options. You can, as others have said, take all the money out at one time without any fee. If you want to use it like a regular debit card you can go to the issuing banks ATM’s without a fee as much as you’d like. You can also use the card at a grocery store or convenience store and get cash back for a $1.50 fee covering your purchases and the cash in one fell swoop.

Really, all this employee had to do is take the card, go to one ATM (since they have a one time use fee free) withdraw the entire amount, take it to her bank, make a deposit. Yes, it’s a bit of a bother, but she by no means has to pay any fees. It’s literally one extra step (ATM withdraw) from depositing a check.

Someone brought up that some businesses don’t take credit or debit. This is true. But since the employee can get the money out fee free and then deposit it in her credit union account she doesn’t have to worry about those businesses. She could keep some cash if she needs it or she could write a check out of her account.

Same with online purchases. If she withdraws her cash and deposits it into her account she can then use her credit union card or the credit union routing and account number to shop online.

Thinking about businesses that don’t take cards also made me think of businesses that don’t take cash or check. In my experience, there are a lot more businesses that don’t take cash or checks anymore than there are businesses that don’t take cards.

I know a lot of people where I work and at other places of employment that are paid via those cards. Everyone knows how to get their money without paying a fee. Everyone. It’s been done for years. If someone doesn’t know how to get their money without paying a fee they simply aren’t that bright and haven’t bothered asking how to do it. Which is not the company’s fault.
 
MJJean said:
I am a minimum wage part-time worker. We are paid by the same kind of card. The reality is that you do have options. You can, as others have said, take all the money out at one time without any fee. If you want to use it like a regular debit card you can go to the issuing banks ATM’s without a fee as much as you’d like. You can also use the card at a grocery store or convenience store and get cash back for a $1.50 fee covering your purchases and the cash in one fell swoop.

Really, all this employee had to do is take the card, go to one ATM (since they have a one time use fee free) withdraw the entire amount, take it to her bank, make a deposit. Yes, it’s a bit of a bother, but she by no means has to pay any fees. It’s literally one extra step (ATM withdraw) from depositing a check.

Someone brought up that some businesses don’t take credit or debit. This is true. But since the employee can get the money out fee free and then deposit it in her credit union account she doesn’t have to worry about those businesses. She could keep some cash if she needs it or she could write a check out of her account.

Same with online purchases. If she withdraws her cash and deposits it into her account she can then use her credit union card or the credit union routing and account number to shop online.

Thinking about businesses that don’t take cards also made me think of businesses that don’t take cash or check. In my experience, there are a lot more businesses that don’t take cash or checks anymore than there are businesses that don’t take cards.

I know a lot of people where I work and at other places of employment that are paid via those cards. Everyone knows how to get their money without paying a fee. Everyone. It’s been done for years. If someone doesn’t know how to get their money without paying a fee they simply aren’t that bright and haven’t bothered asking how to do it. Which is not the company’s fault.
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This makes great sense. Thank you.
 
MJJean said:
I am a minimum wage part-time worker. We are paid by the same kind of card. The reality is that you do have options. You can, as others have said, take all the money out at one time without any fee. If you want to use it like a regular debit card you can go to the issuing banks ATM’s without a fee as much as you’d like. You can also use the card at a grocery store or convenience store and get cash back for a $1.50 fee covering your purchases and the cash in one fell swoop.

Really, all this employee had to do is take the card, go to one ATM (since they have a one time use fee free) withdraw the entire amount, take it to her bank, make a deposit. Yes, it’s a bit of a bother, but she by no means has to pay any fees. It’s literally one extra step (ATM withdraw) from depositing a check.
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A bit of a bother?

I would have to go to an ATM, withdraw the entire amount, take that to somewhere that sells money orders. Pay for the money order. Mail the money order. Wait for it to arrive at my credit union and be posted. THEN I could use my paycheck.

See, not everyone lives next door to their bank/credit union. Some of us live miles and miles away. Once you get into a credit union, most people stay with it. No fee checking, free checks and lower interest rates on loans make it worth it.

A prepaid debit card is not a paycheck. And I shouldn’t have to ask around to find out how to get my money. Nor should I have to pay to get my money.
 
MJJean said:
I know a lot of people where I work and at other places of employment that are paid via those cards. Everyone knows how to get their money without paying a fee. Everyone. It’s been done for years. If someone doesn’t know how to get their money without paying a fee they simply aren’t that bright and haven’t bothered asking how to do it. Which is not the company’s fault.
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Agreed. I seriously doubt McDonalds would have a franchisee that doesn’t know these basic payroll procedures.
 
maryjk said:
A bit of a bother?

I would have to go to an ATM, withdraw the entire amount, take that to somewhere that sells money orders. Pay for the money order. Mail the money order. Wait for it to arrive at my credit union and be posted. THEN I could use my paycheck.

See, not everyone lives next door to their bank/credit union. Some of us live miles and miles away. Once you get into a credit union, most people stay with it. No fee checking, free checks and lower interest rates on loans make it worth it.

A prepaid debit card is not a paycheck. And I shouldn’t have to ask around to find out how to get my money. Nor should I have to pay to get my money.
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You do realize that all these issues are the same if you receive a paper check - right?
 
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