That’s what I’m asking. What does your church teach regarding life after death. Does everyone either go to heaven or hell? Or are there degrees of salvation, as the Bible says?
Since no one has jumped in with a more technical reply to this, let me do what I can. Bear in mind, I am not at home, do not have a Catechism in front of me. But, it is pretty simple, really, and none should be necessary. I think I can get it right, if not perfect.
Orthodox Christianity (and by this I mean both Catholicism AND pretty much all Protestants) do not see Heaven as divided into layers, the way Mormons (and perhaps other cults) appear to do. The exact nature, structure, of Heaven is not, as far as I know, defined by Christianity. There is, however, a state of Heaven commonly called Purgatory, a word derived from the meaning of “purge” where most souls spend at least some “time” being prepared for the full beatific vision of God, which is Heaven. I’m not sure whether Purgatory is actually considered an aspect of Heaven itself, but it probably doesn’t matter for purposes of this discussion, since when a soul is in Purgatory, it is guaranteed to “eventually” come into the full beatific vision of God.
Upon death, the soul, which is eternal, having been created at the instant of conception by God (another aspect of difference between us, since Mormons teach about a pre-existence, while Christians teach that the soul does not pre-exist the physical body, yet is eternal thereafter) is judged by Jesus Christ. This, I believe, is known as the specific, or particlar (or some other word like that) judgement. Based upon that judgement, the soul is either dispatched to Heaven (most likely via Purgatory, since few will be fully prepared for the full beatific vision) or to Hell. If it goes to Hell, there is no return from there. Hell is eternal damnation and separation from God and the Saints already in Heaven.
I believe there is also another judgement that takes place at the end of time, at the resurrection of all, when Jesus returns to earth. The Nicene Creed states: “He (Jesus) will come again in glory, to judge the living and the dead, and His kingdom will have no end.” However, I am not very clear as to every aspect of this final judgement, so will refrain from further comment, and leave it for another, more knowledgable person who might want to jump in here.
BTW the Catechism is online in various places. Also, CA has a very excellent set of articles that can explain an awful lot of this.