Nightmare: Bankrupted by my 103 year old grandmother!

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Well, when my grandmother took away the CD’s from me, leaving me flat broke, I was devastated. Other than killing me outright, I could not imagine a more perverse “reward” for all that I had done for her and for her daughter.

I immediately drove out to see my sister to talk things over. Her response was, “It’s her money.” HER MONEY! Yes, it was my grandmother’s money. But what about MY LIFE, and MY TIME? I couldn’t take that back, could I? This was a barter agreement where one party collected in advance and then reneged on the deal. It is beyond any possible dispute that if my mother and I had not worked as nursing home attendants those 11 years, my grandmother would have been broke. There would have been no CD’s at all for the other grandchildren. From an honest, ethical perspective they should be thanking me for their inheritances.

The contradiction of my sister’s position was amazing. She knew all along that Grandma was abusive to my mother. She could have done - at least fractionally - what I did, and come over once in a while to ease the tension. Maybe play cards, watch a movie with Grandma, give her dog a bath, take her shopping, family stuff. But her priority was her own life and she kept her participation with us to a bare minimum. And yet my sister had no problem whatsoever cashing in the CD’s for herself that were “HER MONEY”.

While I was at my sister’s, I called my female cousin (FC) who was always my grandmother’s favorite. She has a nice job with a major bank and makes a good living. She surprised me by agreeing that what Grandma did to me was wrong, and that she was in favor of settling things fairly at some point in the future. She said that what I do for Grandma is a “job” and she thanked God that I was in a position to do it. As for the prospect of me continuing to take care of Grandma on my own, she advised, “You need to think about what is best for you!” And finally, she said that she absolutely would not take care of Grandma herself because, “My job is too important to me. I’ve worked too hard to get where I am.” Therefore, if I really would not continue taking care of Grandma, then she would have to place her into assisted living.

So that clearly defines Grandma’s options as of 5 years ago: it was either live with me - the former #1 Grandson - or assisted living / nursing home.

Well, obviously I chose to take care of her. She had promised to leave me what she had if I promised to take care of her “to the end”. Since she had just given the other grandchildren their CD’s, apparently “finalizing” that end, I thought I could trust her. She did seem to appreciate all that I did for her.

At first, when her monthly bank statements would come in, she would say, “Let’s see how OUR money is doing.” Considering what she had done to me earlier, it was good to hear that acknowledgement.

However, since she was “leaving me everything” (considerably less than $100k, BTW) she felt entitled to boss me around like a child and felt that she owned my entire life. She sometimes even speaks to me as if I were a servant, with an, “I’ll have the roast pork…” or “Bring me the pillow” style of address. Whenever she wants anything, she beeps the intercom, but if I don’t respond instantly, she starts clanging her bell, or banging her cane furiously against the wall. If I’m not there within seconds, she demands an explanation. As my sister puts it, “Still treats you like s…”.

Call me a wuss, but if I were to try to correct her, she would just start crying (fake tears, believe me), threatening to “take pills” or maybe even call the police. But don’t worry about her doing any of that, since at this point I wouldn’t dream of upsetting her.

Now, if anyone has read this far, you’ve already guessed that my grandmother quickly reestablished the same disinheritance threat that she had used continually with my mother.

Ok, at first I did not know what to do. I wanted to take care of my grandmother but also save our family house. (My game plan with the house is that when my caregiving days are over I will return there and have one or two house-mates, and work 2 jobs for as long as it takes to climb out from under.)

Because of the remortgaging, even renting out the house required that I must work to cover all expenses. But my grandmother would not allow me to leave the house, except for very brief periods on rare occasions, so I was basically trapped. Well, I fell into a temporizing loop where I just took care of my grandmother, did the best I could with my landlord duties, and worked on my programming. I fell behind on property taxes and started to incur credit card debt.

Finally, I knew that I had to do something, no matter what the consequences with Grandma, so I took the first job that I could find. That turned out to be office manager for a small landscaping company. Considerably beneath my hotel management days but it gave me a little bit of financial credibility, so that at the end of one year I was just barely able to get a more reasonable adjustable rate mortgage.

There were a couple of key points about my job. First, my boss really appreciated what I had to offer, and after being there only 2 months I received the same nice Christmas bonus as his best longtime employees. Second, he told people that it was the first time in his life that he had an employee smarter than himself. He respected my talents and we were even going to set up an irrigation design partnership separate from his company. This was based on his confidence that I would be able to quickly master AutoCad - at least with respect to landscaping and irrigation.
 
What this meant to me was a realization that if I had just found a job remotely like this immediately after my mother had died, and told granny, “my way or the highway”, well the bank would have let me save the original mortgage. And therefore the difference between that scenario, with 5 years of work, and where I actually am now - doing it Grandma’s way - is more than $250,000. What a monstrous blunder that I had not done so!

Unfortunately my job ended after about one year, when the company went out of business. Too much owed in back taxes. Before I could find another job my grandmother suffered a nasty fall, shattering her right wrist badly. That was over a year ago and she has deteriorated to the point that she can no longer use her walker. I have to wheel her to the bathroom, lift her onto the toilet, give her showers, clean her dentures, and of course shopping, cooking, cleaning, laundry, companionship, and everything else that a helpless person requires. But other than difficulty walking, she is in great health. On the phone she condemns my sister with the ferocity of a tiger.

As I write this, I can’t believe that all I have to show for the last 16 years of servitude is a ton of bills, delinquency on property taxes, and a looming foreclosure on our family home. My only “benefit” for all that I do for my grandmother is room and board. And since I already have a room waiting for me in my guest house, the true benefit works out to be just the meals. That’s it.

My story is almost complete. What remains is to describe our daily life, and why it is a nightmare.

First - I am not allowed to leave the house, except very occasionally for 1 or 2 hours of landlord duties, or for occasional shopping trips. And those are no fun either. Eg: once when I decided to drive a little extra distance to Walmart to find a better deal on her “adult diapers”, she called my cell phone and screamed “You get back here right now! I can’t be sitting in this wheelchair!” When I returned home only 20 minutes later than originally planned, she threw a tantrum. She threatened to burn down the DAMN house. Then she wanted to call the police to tell them that I had left her alone. And that was not an isolated incident. I live with threats like these at all time. She doesn’t mean to carry them out, it’s just her way of controlling me.

Second - my sister disowned us about a year ago. She was scheduled to come over to help with a shower but never showed and wouldn’t answer the phone. So there is no relief for me there. Because I am in trouble with the mortgage I had to try at least an email, which she answered. She stated that because I kept complaining about the same things over and over and wouldn’t take her advice to leave, it was too much for her. If hearing about this mess for 15 minutes every month or two is unbearable, what does she think it’s like to actually live it?

Third - my grandmother is killing me financially. One time a friend wanted me to whip together a professional-looking landscaping bid, and it had to be done that night. I would have enjoyed the challenge and I could have used the cash. But, “Don’t you go over there! I’ll pay you whatever they would have paid.” So I didn’t do the job, and I didn’t attempt to take her up on the insincere offer either.

Another time the water heater blew up at our family house. Well, these days it is very easy to visit 3 Do-it-yourself websites, watch a few Youtube videos, and quickly get yourself up to speed on just about any home repair project. After 3 trips to Home Depot I had everything I needed to replace it myself, and soon the job was 90% completed. Naturally, she started complaining that I can’t keep going over there, and insisted I call a plumber and stay with her. I caved in, and it was the easiest $500 (“fixed price, no matter what”, he said) that guy ever made.

In general, it’s hard to be a good landlord when you can’t even leave your house. One guy rented a room recently, thought I was great and loved the house. It started out fine, but once he realized that I hardly get over there, he began complaining that “#1G is a poor landlord” and left shortly after.

And of course, I need to WORK.

Fourth - Trust. When I had that lanscaping job she needed to have some nurses come to the house for doctor-ordered blood pressure testing. I couldn’t help but overhear her telling one of the nurses that she wanted her to help in finding a lawyer because “There’s gonna be some changes made around here.” Then, one day shortly after I noticed that the Yellow Pages on our doorstep that I’d been too lazy to move that morning had been pushed aside from the doorway. A neighbor described the vehicle that had taken her away for a hour or so. Turns out that she had tricked (because “#1G didn’t have the time”) my sister and brother-in-law into taking her to the bank. Once there she announced that I had been stealing her deposits and she wanted to see all the records. I was told that the bank officer thought she was nuts and everything turned out to be in perfect order. So much for OUR money.
 
Another example re trust is that in watching the news about the economy on tv, she started wondering about the security of our bank. She asked me if I thought it was a good idea to take some of our money out of the money market account and put it into our safety deposit box. This is where #1 Grandcrook could have said, “Great idea, Grandma. Let’s do it right away!” Instead I suggested - as always - that she put some of her money into CD’s (in her name) that would pay more interest. As per usual, she declined because, “Then I would have to pay more tax.” Well, here is the good part. On Thanksgiving I insisted that I would make a full blown traditional dinner despite it being just the two of us. While I was setting the dinner table she got a call from FC, and owing to my Grandma’s loud voice, I heard her say that I had brought up the subject of her money at the bank and was trying to talk her into CD’s in order to steal them. And that she was sure that I had already stolen other CD’s but she was still praying for me anyway. She wanted FC to contact the bank for her and call her back with the results using a special code they had worked out in the event that I happened to be in the room at the time of the call.

OMG, our Thanksgiving was ruined. I came within one inch of throwing the entire dinner right out the back door. I was so livid that I decided I just could not keep it inside anymore, regardless of the consequences. I marched into her room and said, “Grandma, I just heard what you told FC about me stealing your CD’s. I have never stolen anything from you in my life. How can you accuse me of that when you have no evidence whatsoever?” Her response was, “No, no, no, I never said that. You misunderstood. If I didn’t trust you, why would I be leaving you everything?” Well, I also confronted my cousin, and she claimed that she was just humoring my grandmother, and that most of what Grandma says goes in one ear and out the other. Nonetheless, she did report back to Grandma with the results of her bank inquiry.

Finally - my attempts to make things better. There is a retired lady living in the smallest room at our family house. She can’t afford the full rent, so she helps out as unoffical housekeeper and does some of the yardwork. She would be willing to watch my grandmother a couple of days a week for free. She is tiny, so she can’t lift my grandmother, but for just 2 days we might be able to get away with using a bedside commode. It would be worth trying anyway. Maybe I could finally get a part time job and work at home as well.

Well, this lady (K) has already come over 3 times to cut my grandmother’s hair. My grandmother took to her right away. Hugged her, kissed her, thanked her profusely. However, a couple of months ago my grandmother had a small fall when trying to use her walker, and slightly bruised her knee. I ran out to buy a bedpan and when I returned, K had come over just to wish my grandmother well. My grandmother wanted K to help her with the bedpan and asked me to leave the room. I smiled inwardly because everything seemed to be going so well.

Afterwards, trying to take advantage of her good mood, I asked my grandmother if she would mind if I went to Home Depot during her afternoon nap. I needed to get some items to fix up a room in the other house. She agreed, and off I went. While driving home I was optimistic because I could finally see a patch of daylight. Maybe I would even be able to go walk the beach once in a while - we’re only 15 minutes away but I hadn’t been there in a year and a half. I felt so good that I was actually singing along with the car radio. Maybe there was a way out of this hell, after all.

When I got back home, 90 minutes after leaving, my Grandmother demanded to know where I had been for so long. “I told you I was going to Home Depot.”, I said. “Home Depot, Home Depot! HOW LONG DOES IT TAKE TO BUY A COUPLE OF SCREWS?!?”, she demanded. She then bagan criticizing K, saying “I see the way she follows you around, do you think I’m blind?” (Actually, K spent 99% of the time with Grandma, and left immediately afterwards.)

She then demanded to know why K was always carrying so many boxes around (a Christmas gift of PJ’s for granny, later a box of Dunkin’ Donuts for granny, 2 boxed items - total), was I doing something illegal with her? And why was K always carrying such a BIG BAG with her? She doesn’t need such a BIG BAG. (K doesn’t have a car and because she walks everywhere, instead of a purse, uses one of those “Go Green” type of canvas bags that you get at the grocery store - in this case carrying her hair cutting tools). I reponded by saying that the only reason I brought K over in the first place was that I thought Grandma could use some company. Better than just seeing me all the time. “Well, I don’t want her here anymore.” A few minutes later she said that she wanted to sell her house and we could go our separate ways.

Then, three weeks later she asked, “What happened to K? She’s not coming over here any more.”

Now as far as her original “deal” with me goes, that is a nightmare too. Sometimes she remembers that she gave the other grandchildren their inheritance, other times she speaks of splitting everything among the 4 grandchildren. I know exactly what I have given her, and what I’m losing, I know what I was promised, but I can only guess what will actually transpire. She has no idea how much she has cost me; in lost wages, Social Security contributions not paid, opportunities never realized, and the remortgaging of the house.

There are studies that show that caregivers for a family member lose an average of about $600,000 overall. (doubters, look it up) Considering that I’ve been doing this half-time for 11 years and full-time for 5, I am at least halfway there.
 
There have been many great suggestions offered already! I can’t tell you what to do, but here is what I would do…

I would sell the house, put Granny in a nursing home and let her pay for it, and then I would get a job and better MY life.

She will never change and you will likely never see the money. Move on…
 
There comes a point after 16 years, when YES… you must walk away. She will be well taken care of in a good nursing home, but YOU need to focus on your own life. You are allowing yourself to be manipulated and bullied, and only you can put a stop to it.

If you choose to stay in the situation, you agree to accept the consequences. 😦

I hope you may find PEACE!
 
He who dies with the most toys does NOT win.

Your mother tried to live a decent life. She is dead. What she has or didn’t have at the time of her death doesn’t matter. Her eternity and her behavior matter.

How many thousands you lost trying to please a mean old capricious woman who won’t be pleased won’t matter when you are dead. Your sister has been horrible in all this.

They all ganged up on you and let you take the fall. 16 years of this garbage is more than enough. The fact you aren’t allowed to go to Home Depot is enough to say stop it NOW.

NOW.

You know it’s downhill from here. Anything you do from this point on you don’t get to complain about. You either agree to continue being her victim or you make your own life. Obviously given a little freedom and chance you can make your own life. You might even make a comfortable living for yourself. Which you need to do now, since you don’t have any grandchildren to put up with you in YOUR old age.

Tomorrow I would take grandma in her wheelchair and take her over to sister’s house. Hand them a note saying all the books are in order and since they got your inheritance, now is the time for them to start earning it.

Then go home and pack your bags and drive. Do not look in the rear view mirror.

When they call you and beg you to come back or they will have to put grandma in a nursing home, laugh and hang up.

Let them sell the house. Let them eat the mortgage default. Let them empty her accounts and try to please her and walk in your shoes.

Until anyone has to walk in your shoes they will continue to treat you like they do.

16 years is more than enough.

You paid your dues. It’s time to share the joy with those who are in the will.

People stronger than you will tell the old woman to shut her piehole or she’s going to a nursing home.

And who cares if they hate you for it. They don’t show you a shred of love right now.

Tell them you can’t squeeze blood from a turnip.

But make sure they open the door before you walk away and leave grandma on the doorstep. Don’t want to be accused of abandoning the poor old lady.

You can look at yourself in the mirror. You did your best. More than enough. When people who don’t do a bit to help are checking up on you like you’re a crook, it’s time to let them be the target of the old woman’s paranoia.

You still have a good 20 years to earn money and make a life for yourself. Go do it.
 
From your story, I’m still not clear as to whether your grandmother is not right in the head or just ornery. It could be a little of both.

It seems to me that, whether you decide to put the lady in a nursing home or keep nursing her yourself, you are going to have to let go of your bitterness in order to get joy back into your life. Yes, your situation stinks. But brooding over it and remembering all the bad things – that’s only giving her more power over you, not less. You are letting her control all your thoughts and emotions as well as your physical presence.

If you don’t let go of the bitterness, her dead hand will keep you miserable for the rest of your life. I’ve seen it happen. Do you want to be her anger’s slave forever and ever?

You need to give all this past crud to God, so that you can work on making things better in the present and future. And you need to forgive, if you ever want to get her out of your head.

If you get to Heaven, you win everything. If you don’t, you lose it all.
If you don’t forgive the people who’ve hurt you, they will steal Heaven from you too.
Don’t let them.
 
(Thanks for the replies - this final part didn’t go thru so I am posting it now.)

Well, that covers most of the negatives right there. I’m not allowed to work, go out, have friends, or take care of our family house - except occasionally with some pleading. Shopping is my only work/release activity, and that is done with a strict list, must be completed within the allotted time, and the unpacking is verified with a careful inspection. Later, the receipt is painstakingly gone over in her room with a magnifying glass. I am not kidding.

Before finishing this story, I should point out that part of my Grandmother’s secret of success with respect to longevity is that I am very much up on nutrition. I have a Champion juicer and make raw fruit and vegetable drinks frequently. I make sure she has a good quality digestive enzyme with her dinner. I have managed to steer her away from the high fat, high salt foods that she would otherwise be choosing. I think that many seniors tend to go for canned and processed foods owing to price and convenience, but I go for FRESH at all times. Also, many seniors eat the same rotation of foods over and over, but since I believe that there are nutrients and nutritional factors yet to be discovered, I make sure we have a wide variety of fruits, veggies, and grains. Of course, I don’t get to make that many decisions, but I am always sneaking these items in one way or another.

Fifteen years ago, few ordinary people knew about Essential Fatty Acids. She has been getting avocados, herring, salmon and other sources of EFA’s all this time. If you google { top “super foods” } most of what you’ll find in your search are a key part of her diet.

I also try to make sure that the foods are easy to digest. Eg: a creamed asparagus soup with leek, asparagus, broccoli, potato, seasonings, and maybe a little sour cream, all cooked until tender and pureed with an immersion blender at the end. She says it’s the best soup she’s ever had. I KNOW it’s the most digestable.

If she would just take my advice on exercise to strengthen her muscles, she would still be walking. Considering that she had a major heart attack 12 years ago, and has had no recurrence, I have to believe my nutrutional program is working.

Now… at 103 years old, does anyone out there still believe that I hate her and am waiting for her to die?

Another part of her longevity comes from having a very comfortable existence. No financial worries, all of her favorite foods, a dedicated and loyal personal servant, air conditioning, her own cataract-compensating 46" plasma tv (gift from me when I was working) and a nice pet cat to keep her company.

Her daily ritual is: breakfast, rosary, newspaper, Price is Right, EWTN Mass, tea and snack, discuss atrocities in the news, look out the window / inspect house / nap, “order” dinner, cooking shows, eat dinner (5 o’clock sharp, or else!), news, Deal or No Deal, TCM or LMN movie or other tv with me, and prepare for bed.

I have asked her periodically if she would like to go live with FC, or anywhere else. She says that she wants to stay here. She is very clear about that.

Well, that is just about all there is to tell.

I think that if a few stories like mine come to light, eventually it will be common knowledge that you can’t give away your life based on family promises. You need to “Get it in writing” certainly, but you also have get a fair or semi-reasonable deal that makes life bearable as you go along. You cannot accept a “deferred compensation” arrangement unless you are prepared to handle a total loss.

I know that if I had been exposed to a story like this in the classics that I read back in high school, I would have been better prepared to make the right decisions, and I would not have been lured into this last 5 years of nightmare.
 
I know you feel duty bound to see this through to the end, but if it goes on for much longer, you’ll have no ‘life’ left in you either. What you are and will be breathing is the air of bitterness that will eat your being away worse than it is now.
As the others have said, get out now and save yourself. You have given your work/home/love life for her and no matter what happens you will not be happy until you do. Try to get up the gumption to leave soon while you still can. You can get her into a decent assisted living place so the guilt factor won’t be a problem. They have great meals and folks used to people with her issues that won’t take it personally like you do (and rightly so)
I’m praying for you…and her…and all famillies with this type of issue. It always seems that the ones that do no work get the rewards and us that do the nasty jobs get nothing. Our reward is coming in heaven I guess…
 
(Thanks for the replies - this final part didn’t go thru so I am posting it now.)

Well, that covers most of the negatives right there. I’m not allowed to work, go out, have friends, or take care of our family house - except occasionally with some pleading. Shopping is my only work/release activity, and that is done with a strict list, must be completed within the allotted time, and the unpacking is verified with a careful inspection. Later, the receipt is painstakingly gone over in her room with a magnifying glass. I am not kidding.
But my question to you is… are you here to vent, or here to ask advice?

My advice has been given. I lived in an abusive situation for the first four years of my “adult” life, and that was quite enough for me. I have never, ever regretted the decision to walk away and start MY life, no longer a victim or “controlled” by anyone else.

I urge you to do the same.

Every day that you spend with this woman is another day of soul-crushing, and you will get no “reward” or “payment” for what you have endured.

And maybe read some of Dave Ramsey’s stuff… get out of debt as fast as you can, so you can start your life financially free!
 
This manipulative control freak needs to be put in a nursing home and walked away from. You’ve done your best and all she’s done is abuse you, harassed and abused your mother into the grave, and abused and tormented a helpless little dog who only wanted to love her and be loved in return. You’ve done all that is humanly possible, but this woman enjoys her evil ways and will never change. You won’t be young forever and it’s time to stop believing her lies, and take steps to get yourself a stable job history and financial security.

“Honor your father and mother” does NOT obligate you to remain in a position where you are manipulated, controlled, and abused.
 
“Honor your Father and your Mother”…

In other words, your MOTHER, not your grandmother! From what you have written about your own mother, I would bet that she would want you to become an independent man with a solid job, maybe a wife and kids like other guys your age. I know you situation appears impossible or hopeless, at least sometimes, but I honestly think you should get out asap for your sake, and for the sake of your mother. There are trained professionals out there who can take care of your grandmother better than you can, and who’s job it is to do that sort of thing.

However, before you do anything, cover yourself financially and legally. Do you have any accounts, cards, or anything else financial that is in both your names? Legal contracts? Anything at all? Could your grandmother bring the law or IRS down on you?
 
All i can say is this anger and resentment is going to kill you. I am not exagerating not only are you left finacially bankrupt but spiritually bankrupt as well. You need to accept thie situation as it is accept you will likely never see the money and move on. Never loan a person money if you are not willing to kiss it goodbye- in this situations your expectations are wrong.
 
Thanks for the story!

I think that caregiving is based on love. It makes some people envious, they think the caregiver has it pretty good. People who benefit from a caregiver, may be the siblings, for they can live without worry about the one cared for. Then, they, if it is their parents … They get their inheritances because in the end, everyone is treated equally. The threats and accusations are what sets this story apart from the norm. I think that not only does the one cared for live longer, because of the close, loving attention, but, exhorbitant nursing home fees which drain people’s life savings are saved for the children, and, grandchildren. Outliving the children is interesting, here. I think people are wrong to think that the inheritance means nothing. Also, he or she didn’t talk about sharing the woman’s faith, or, help from fellow parishioners … Was there shared faith, probably was. Other older people love that the poster cared for his mom … I think that caring for a grandmother is maybe unusual, and, shouldn’t necessarily be done out of the context of a family environment. You know, children. The separation from the rest of the family, lack of visits amongst, isolated the grandson, grandmother. He or she was honoring his/her mother, I think, in his or her heart! I think it is a him?! I think forgiveness is possible. There may have been something else received rather than money … Some kind of peace that is not mentioned. It just doesn’t look good when in comparison to one’s peers, or to the world.

Power of attorney! Maybe, a villa type purchase, connected to a residential facility, whereby the grandson is assured the $40,000 to the estate on death. His grandmother needs a psychiatrist! She is awful!
 
(Thanks for the replies - this final part didn’t go thru so I am posting it now.)

I know that if I had been exposed to a story like this in the classics that I read back in high school, I would have been better prepared to make the right decisions, and I would not have been lured into this last 5 years of nightmare.
Personally, I think that your best bet is to start talking to rats, train them to do your bidding, and eventually lead them to a coup over the house and mom’s hotel.

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All i can say is this anger and resentment is going to kill you. I am not exagerating not only are you left finacially bankrupt but spiritually bankrupt as well. You need to accept thie situation as it is accept you will likely never see the money and move on. Never loan a person money if you are not willing to kiss it goodbye- in this situations your expectations are wrong.
I guess the OP never came back to say what had happened. I hate it when an older person uses his or her money to keep power over everyone in the family. It only happens because the relatives want the damn money in the first place, which has strings all over it. RUN AWAY from such a thing! It’s better to be on the street and have your dignity than to sell your soul to a person who offers you money. Eventually, everyone sees that IT IS NOT WORTH IT! but sometimes it takes a long time. Let that person pay for his or her care, maybe someone will steal the money anyway, but if you have your own life you can always make more money.

I had a friend whose family was fighting like cats and dogs over the old woman’s FURNITURE!!! I kid you not. It was like they were fighting for their LIVES and it was old wardrobes and dressers and stuff!! It shocked me and I swore right then that I would never leave a scrap to my kids! Spend it, enjoy it, and give it away while I have it! It isn’t theirs anyway. I’d rather die with NOTHING than have my kids ripping each other up for my stuff.
 
Maybe I should have said awe-ful. I see her side too. The family home, meant a lot to the poster! Grandma was supporting a household. Still, she should have encouraged her grandson to work outside for pay, so, wonder about that. Caregiver, not necessarily K. Needed grandma’s approval, and needed a salary, rather than her being the renter and caregiver sub! Also, there are catholic nursing homes. My aunt and uncle gave away legal rights, and, because for each, a fall, they were put into a nursing home, starting with assisted living. The legal change was before their episode, though. But, the episodes meant, leaving home ownership. Not always though! It is also their temperaments. A bad tempered woman can give everything to a caregiver too!

,
Thanks for the story!

I think that caregiving is based on love. It makes some people envious, they think the caregiver has it pretty good. People who benefit from a caregiver, may be the siblings, for they can live without worry about the one cared for. Then, they, if it is their parents … They get their inheritances because in the end, everyone is treated equally. The threats and accusations are what sets this story apart from the norm. I think that not only does the one cared for live longer, because of the close, loving attention, but, exhorbitant nursing home fees which drain people’s life savings are saved for the children, and, grandchildren. Outliving the children is interesting, here. I think people are wrong to think that the inheritance means nothing. Also, he or she didn’t talk about sharing the woman’s faith, or, help from fellow parishioners … Was there shared faith, probably was. Other older people love that the poster cared for his mom … I think that caring for a grandmother is maybe unusual, and, shouldn’t necessarily be done out of the context of a family environment. You know, children. The separation from the rest of the family, lack of visits amongst, isolated the grandson, grandmother. He or she was honoring his/her mother, I think, in his or her heart! I think it is a him?! I think forgiveness is possible. There may have been something else received rather than money … Some kind of peace that is not mentioned. It just doesn’t look good when in comparison to one’s peers, or to the world.

Power of attorney! Maybe, a villa type purchase, connected to a residential facility, whereby the grandson is assured the $40,000 to the estate on death. His grandmother needs a psychiatrist! She is awful!
 
I am sorry. I can’t blame your grandma. She helped a lot with the house. Her payment was high for a senior. Foreclosure and bankruptcy can be a crisis. Signs of the tough times we live in.
 
I was following this thread, then saw the posts about its age.

I hope the situation resolved well.

two points. 1) There is a point where it’s not safe for someone to stay at home.
  1. I saw a lot of emphasis on inheritance. However I didn’t see that an lawyer specializing in elder care was consulted. The two times I’ve dealt with relatives going into nursing homes, the topic of their assets came up. For my grandmother, she didn’t have any. My husband’s mother had a little money which had to be spent to support her care, including selling the house.
Medicaid will look back five years at gifts including to relatives. It looks like tax considerations could be complicated. There may be penalties for giving too much money away. Long term care is very expensive.

edlc.com/Medicaid-Myths.shtml
 
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