Why not start your own private, personal health insurance business - like this.
If you currently spend $300 per month on health insurance then put that aside in a different bank account and pay into it from your current account every month by standing order.
By the end of one year you’ll have an insurance policy worth $3,600. By the end of 10 years you’ll have a ‘policy’ worth $36,600, in 20 years $72,000. So your best health insurance is your own plus a change to a healthier lifestyle and diet with masses of easy physical exercise to keep you fit and healthy for longer. And the best thing of all is that you don’t lose the money you have paid on your ‘private health policy’ because all that money is still sitting in your 5 or 10 year savings account gathering interest, no less. Everyone could create a policy they could afford, both spouses and even their older children could have their own…