Universal Health Insurance (2)

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Insurance companies simple do not deny anyone according weather or not they are transsexual. They are probably denying you insurance because of your risk rating. Now since the government has mandated tons and tons of services that insurance companies have to have they just drives up your risk rating tag that with being a transsexual that probably drives your risk rating over the top. Plus having 400,000 dollars worth of medical expenses probably doesn’t help you much either. So these are the things to consider. I hate to put it so forward like that but that is how an insurance company works.
Did you look at the denial letter I posted? It’s not like they hedge around it, they say “We will not cover you because of the following conditions: Transgenderism”

There isn’t any secret math going on there, it’s right there in BLACK and WHITE.
i36.tinypic.com/t8ufpv.jpg

That is just one of many of them, and they all same the same thing more or less.

It’s not like it’s an isolated incident. Whenever a transsexual manages to get insurance, it’s like an earth shattering celebration in the community, because it’s so rare.
 
Still works in Canada. 👍
If it works in Canada why are the people of Canada coming here to the USA to get health care? If it works in Canada why are doctors threatening to leave the country? If it works in Canada why does the “father” of Universal Health Care say it is broken and the country needs to have a system similar to the one in the USA?

Again read the articles and stat sheets I have already posted.

The fact that WHO says it works in Canada is laughably because they are so heavily influenced by so many people that are in support of the UHC. Not to mention WHO gives different criteria for “good health care” for different countries.
 
Did you look at the denial letter I posted? It’s not like they hedge around it, they say “We will not cover you because of the following conditions: Transgenderism”

There isn’t any secret math going on there, it’s right there in BLACK and WHITE.
i36.tinypic.com/t8ufpv.jpg

That is just one of many of them, and they all same the same thing more or less.
Sorry I did not read it because it is blocked on my computer.

I am just curious have you tried googling a health care provider?
 
Sorry I did not read it because it is blocked on my computer.

I am just curious have you tried googling a health care provider?
I don’t mean to be insulting, but what part of TWENTY rejection letters is hard to understand? I have used www.insure.com and google as well. I went down the list, every single one rejected me. I even went through a broker once, and we gave up in disgust. They didn’t charge me for scouting as in the end they couldn’t find anything.

I don’t get around very well in reality, as I don’t have a car. The internet is my main source of applying for insurance, that and the phone.

pathia.com/insurancerejection.jpg

There on my personal website. Does that one get blocked?
 
I don’t mean to be insulting, but what part of TWENTY rejection letters is hard to understand? I have used www.insure.com and google as well. I went down the list, every single one rejected me. I even went through a broker once, and we gave up in disgust. They didn’t charge me for scouting as in the end they couldn’t find anything.

I don’t get around very well in reality, as I don’t have a car. The internet is my main source of applying for insurance, that and the phone.

pathia.com/insurancerejection.jpg

There on my personal website. Does that one get blocked?
Yeah that one too is blocked.

Anyway I am just asking because I am someone who never takes no for an answer. I always keep trying no matter what and always think that there is a solution.
 
Yeah that one too is blocked.

Anyway I am just asking because I am someone who never takes no for an answer. I always keep trying no matter what and always think that there is a solution.
I’ve tried for 10 years to get reliable insurance in this state. It’s not like I gave up easily.
 
I don’t think you did. But there has to be a way.
There are a number of states where Pathia’s condition is covered…

Admittedly, this is due to the state governments forcing insurance companies to cover her condition, and that kind of market interference does come with its own problems. But in the meantime, Pathia can get coverage for her condition.

Pathia, I think you mentioned you were planning on relocating to one of those states, didn’t you?
 
There are a number of states where Pathia’s condition is covered…

Admittedly, this is due to the state governments forcing insurance companies to cover her condition, and that kind of market interference does come with its own problems. But in the meantime, Pathia can get coverage for her condition.

Pathia, I think you mentioned you were planning on relocating to one of those states, didn’t you?
Yes. My condition is less than 50,000 in the entire country, so it’s not going to mess with the market much. I am moving to Washington state soon. They will not cover my condition though of course, they are allowed to not cover the condition. They are just not allowed to totally deny coverage.

However, I can see it causing problems if there was a situation where it was millions of people, but I can’t think of such an example, we’d have already heard about it.
 
Pathia, Washington is absolutely stunning! ( I have family there.) Scenic wonders around every turn, the people are really friendly (a lot of 20 and 30 year olds), and the cost of living is better than Virgina and most other states.😃 I think you’ll love it. It has a fantastic healthcare system in place. I’ve personally spoken directly to people in Washington involved in healthcare issues when trying to help individuals connect up with clinical trial studies. 😉
 
I think if government got out of health care and we all lost this “take care of me, big government” attitude, charity organizations would flourish and could help those who are genuinely in need.
People who aren’t agoraphobic like myself could volunteer to do charity work. However, in some cases you need money to pay for it. Without money, charity is worth nothing.

Do you have any evidence that people will be extremely generous to provide for everyone’s medical needs? I would never trust an unreliable mechanism such as private charity to do that.
 
People who aren’t agoraphobic like myself could volunteer to do charity work. However, in some cases you need money to pay for it. Without money, charity is worth nothing.
There are many forms of charity, not all of which require money.
Do you have any evidence that people will be extremely generous to provide for everyone’s medical needs? I would never trust an unreliable mechanism such as private charity to do that.
You want me to provide concrete evidence that something not in existance will work? :hypno:

I can say that there seems to be a general trend that countries with more economic freedom tend to give more to charity. I can also say that the U.S. is the most charitable country ever! 1.7% of the GDP is very significant, even if 1.7 doesn’t sound very high.
 
I wonder when we will be able to buy our health insurance at Walmart and I wonder how it will be built in China? O, I know. We spend all our money in China, they send their kids here to be doctors. The chinese doctors charge us out the wazoo and send all the money back home. Wala…Super outsourced Walmart doctors controlling insurance companies too.

SO Universal Healthcare is coming, either you will buy it from Walmart or from Uncle Sam. At least if we have from Uncle Sam, then it will keep the money in the USA.
 
I was talking about fundamental human rights, not rights granted bu the US Constitution. We have a right to protection from the fire department and the police because the Constitution says we do. That changes when we leave the country, though. Fundamental human rights do not change because they are divine.
First, the Constitution grants no rights, it guarantees rights. This is an important, nuanced distinction.

Second, the Constitution does not guarantee the right to police and fire protection.

Third, we live in a democratic Republic. What that means is that the government and the people are one and the same…as Lincoln said, “a government of, by, and for the people.” Elected officials are not a part of a ruling class that is apart from the the people. Civil servants are also a part of the the people. Our society is organized in such a way that we are governed by a democratically-elected republican form of government. That means that the people are in charge, under the limits of the Constitution.

This is something that the ideological right is unable to deal with because it gets in the way of “me me me me me me me me me me me me me me me.”
 
First, the Constitution grants no rights, it guarantees rights. This is an important, nuanced distinction.
I think that, to be fair to the distinction Caesar517 was actually making, the point was that Constitutional Rights are not one and the same with Universal Human Rights. The way I understand what he was saying is that just because the Constitution declares a specific right doesn’t make that right a Universal Human Right, and by the same token, there are Universal Human Rights that are not protected by the Constitution.
Third, we live in a democratic Republic. What that means is that the government and the people are one and the same…as Lincoln said, “a government of, by, and for the people.” Elected officials are not a part of a ruling class that is apart from the the people. Civil servants are also a part of the the people. Our society is organized in such a way that we are governed by a democratically-elected republican form of government. That means that the people are in charge, under the limits of the Constitution.
That’s all very nice in theory, but in reality, the government is “of, by, and for” 51% of those who vote- which is actually a small minority compared to the sum total of those 49% who vote the other way and the majority of Americans that don’t vote at all.
This is something that the ideological right is unable to deal with because it gets in the way of “me me me me me me me me me me me me me me me.”
This is incredibly rude, and I think you would have been better off not including this portion of your post.

But as long as it is there, I should mention that your depiction of the ideological right is factually inaccurate, as we give 30% more to charity than the ideological left- so obviously we aren’t just concerned about ourselves. (source: nysun.com/opinion/who-gives-to-charity/44719/)

We just think that if the government really is “of, by, and for the people,” then “the people” should be able to choose to do what they choose to do with their own money.

So, to get back on topic, if you think that you can best provide for the needs of the sick by giving your own money to the government, then that’s fine. Where we have a problem is that you think that you can best provide for the poor by giving the government OTHER PEOPLES’ MONEY!!
 
SO Universal Healthcare is coming, either you will buy it from Walmart or from Uncle Sam. At least if we have from Uncle Sam, then it will keep the money in the USA.
I don’t know, Ted- right now our government is coming under more control from the UN, other nations are buying up our properties and businesses by the truckload, and our own laws prohibit us from becoming energy independent. Even those tax refund checks that were handed out were funded by a loan from the Chinese-

UHC isn’t a guarantee that the system is operating wholly within our own borders- it just guarantees that the government is going to handle the money as it passes from us to its final destination. The government will just hold it long enough to regulate us to death (literally, since it is our health we’re talking about) and take their cut of the profits off the top.
 
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GOOD HEALTH FOR LESS **( IN CANADA) CLICK THE LINK FOR THE ENTIRE ARTICLE.

It’s official, July 2008, Canada’s health care system is absolutely better than America’s.

macleans.ca/science/health/article.jsp?content=20080625_19351_19351

It’s an issue that used to be hotly debated, but a few years ago a massive Harvard Medical School study settled it once and for all. The study analyzed surveys of more than 8,000 people and found that not only are Canadians thinner and more active than Americans, but we’re less likely to have almost any disease you can think of, including diabetes, asthma, heart disease and major depression. International comparisons by other groups have since proved beyond a doubt that the hale Canadian is alive and well, literally. When you look at lifespan and infant mortality — the leading indicators of a country’s health — we beat the Americans hands down…

The fact that we’re healthier than Americans is astounding when you realize that they spend enough per person each year on health care to buy each and every one of them a slightly used Honda Civic. In 2005 their combined public and private expenditure was US$6,401 per person, while we spent just US$3,326. So how come we’re so healthy? Most experts agree it’s a combination of three factors: we take better care of ourselves, we take better care of our poor, and we only intervene with medical treatment when necessary.

Harvard Medical School’s
Dr. Steffie Woolhandler, who co-authored the U.S. versus Canada analysis, says that if you compare only the Americans who have good health insurance to Canadians, we come out about the same.

Because of those high costs, **a shocking 31 per cent of Americans who have insurance have decided to forgo care **they needed at some point, while 68 per cent of those without insurance have done the same. Meanwhile in Canada, only 12 per cent say they have gone without care because of the cost…

…in Canada, doctors will try acupuncture, cortisone injections, and physiotherapy before surgery, whereas in America, the operating theatre is often the first stop. But according to a study of back surgeries by the **University of Kansas Medican Center, while the Canadian approach is cheaper, it doesn’t produce worse long-term results. “Too much medicine isn’t always a good thing,” says Ladak.
**
 
**
GOOD HEALTH FOR LESS **( IN CANADA) CLICK THE LINK FOR THE ENTIRE ARTICLE.

It’s official, July 2008, Canada’s health care system is absolutely better than America’s.
Oh, well, I guess everybody should just pack up and go home then…
Harvard Medical School’s Dr. Steffie Woolhandler, who co-authored the U.S. versus Canada analysis, says that if you compare only the Americans who have good health insurance to Canadians, we come out about the same.
Hey, I thought you just said that Canada’s system was better than the US system?? I’m so confused now-

Does that quote of yours up there really say that Canadians with health insurance are in comparable health to Americans with health insurance??

But I thought that your healthcare was so much better??

How can they be the same if yours is better??

Maybe this explains it…
Because of those high costs, **a shocking 31 per cent of Americans who have insurance have decided to forgo care **they needed at some point, while 68 per cent of those without insurance have done the same. Meanwhile in Canada, only 12 per cent say they have gone without care because off the cost…
OH, I get it, so it isn’t that the healthcare is BETTER, it is that the healthcare is the same, and the access is better in Canada, so Americans are not being treated consistently…OK, well that explains it, right?

But wait, if that’s true, then what did you mean when you said…
according to a study of back surgeries by the **University of Kansas Medican Center, while the Canadian approach is cheaper, it doesn’t produce worse long-term results. “Too much medicine isn’t always a good thing,” says Ladak.
**
Hey, but you just said that the problem was that we’re not getting enough medical care down here in the US-

I just don’t get it-

you say you’re better in Canada, but then it turns out that those with insurance are just as healthy down here as up there…

then you say that the problem is that we’re not getting ENOUGH healthcare down here, but then you say that getting too much healthcare isn’t a good thing either-

Maybe you should stop patting yourself on the back until you figure out exactly why you think your system is better?
 
Maybe you should stop patting yourself on the back until you figure out exactly why you think your system is better?
Because we spend half as much as Americans, every citizen has equal access to the same quality care, we live longer and have a lower infant mortality rate.

Check and mate.

Debate has now concluded. 👍
 
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