I am not completely sure how the American system works, but as somebody in the UK, I have mixed feelings on it.
On the one hand it is good, because you pay a contribution (National Insurance tax) and then basically have access to the GP or hospital if you get ill and don’t have to pay each time you go. You can also get subscriptions for much less than you would have to pay if there was no NHS, or if you earn very little or are jobless etc. you can get them free. You will also be able to have operations that you might have otherwise had to fork out a lot of money for, and you don’t have to be concerned about how much you will have to pay for each night you stay over at the hospital. I have heard cases of places in America where the first thing they ask when you go into a hospital, is for you card details. I have also heard stories of how people have lost their cars or even houses, in order to pay for an operation.
I have never really had a problem with paying the NI contribution, because I felt that as a society, we should chip in to help those less fortunate than us out, and if you don’t need to use the NHS often or even at all, then great for you, but others who do will at least be able to benefit from this system, and we should be grateful to God we don’t need it and be glad we can help others out with our monthly contribution. I always saw the American way of looking at it to be selfish. ‘Well I don’t want a national health service because I don’t want to have to pay for other people if I don’t need the doctor. I’ll just pay for myself when I need it’.
Having said that, the NHS doesn’t give great service, at least in my view. It isn’t as bad as people make out in the US, but if you have the money to go to a private hospital, you definitely see the difference. So essentially you are forced to give part of your earnings to the NHS. Even if you decide you don’t want to use it and prefer to go private, you still have to pay the money. In America I don’ t know, I thought it used to be that you choose a health insurance you want and that’s all you pay throughout the year, but perhaps Americans can enlighten me on the system over there.
I think the NHS is a very humanitarian form of medicare for those who cannot afford it and because the amount of NI they take isn’t that great, I think it’s fine, but it also has its downsides.