As a medical provider in the US I would like to add my perspective. It’s been mentioned that we have a few more socialist-based concepts of health insurance that are available here. 1) Medicare - working Americans pay into this throughout our lives, with the idea that once we retire (ages can vary but 62.5-67) we have healthcare or if we’ve earned enough “work credits” and become disabled at age 40, let’s say, then we get our Medicare we’ve paid in for. It was a much better system in the past, but even before the Obamacare the government had been eroding away at it some. Post Obamacare- for a lot of people it’s . . . not good . … , for those it’s not that’s generally because they have a good supplement they can afford to pay for or it was part of retirement benefits from where they retired. So, we work, add to society- we pay in - we have Medicare in our advanced years.
Next we have Medicaid- the idea there is our babies, children, pregnant women and low income families, handicapped are covered. In the state I live in children and handicapped generally pay $0 to see a doctor, dentist, eye doctor, etc. if they need medications they $0. If they need a surgery $0. After the age of 18, they generally pay $4 to see whatever doctor and $4/prescription. If you need a surgery $4. Unless you are in college or a few other reasons you pay for your own dentist and eye doctors. I can get my Medicaid patients into any specialty available.
Now, if you are the average American with a good job you don’t get Medicaid but you can make the choice to work at a job where you can private health insurance- private health insurance is offered as perks of working at companies generally and to be honest, a lot of companies offer amazing insurance as a way to attract creme of the crop employees. We have what is called a max out of pocket so for my entire family after we’ve spent $3000/combined - we don’t pay as other dime for doctor visits, hospital visits, any tests or medications etc for the remainder of the year. $3000 is a lot of money but honestly if you prepare for it, it’s a pretty great. We pick who and where we want to go. We get to pick which doctor or hospital we want. So you want to be a GREAT HEALTHCARE OPTION as a doctor or hospital or surgical center because obviously private health insurance pays a lot better and we want to attract those patients. If you are a lower income worker that works a job the offers health insurance you can pay for your health insurance and still get Medicaid which will pay for EVERYTHING your insurance doesn’t- most of them aren’t having to worry about that $3000 out of pocket because the “government” picks up the bill so to speak. The nice thing about that is most, not all but most hospitals, providers, pharmacies they take all 3 of the above healthcare options so I can send a privately insured healthcare worker who has medicaid as a back up to the same amazing specialist that I have available to me. This is a very simplified version of what we offer but we really do take care of most of our society very well. There are always reasons people fall
through but often it was their personal choices.