The way that it works now is that the friars select the coverage for their employees and students. The way that the law will work, if passed, is that the insurance company has to provide this coverage as ordinary care, not as add-on. This forces the friars to play for the package. On the other side, if the friars opt not to provide insurance for their employees or students, there may be legal consequences here too. The wording in the law is not quite clear. The friars have a mandate not to pay for these insurance packages. But that’s only part of the puzzle.
Many colleges have on campus clinics staffed with medical doctors and registered nurses. These are great, because the safe the students money. They’re free. If the law passes as is, these students can walk into these clinics and ask for a prescription for birth control, which is banned at all Franciscan clinics.
While it may sound as if this is binding the insurance company, it binds the customer. The customer is the employer who pays for the package and there is more in the law, it’s not just about insurance. It’s also about providing services in our clinics, hospitals and dispensaries.
At the end of the day, we must ask ourselves, “What gives the government the right to require that insurance companies violate natural law?” Once you impose this on the company, there is a ripple effect.
Fraternally,
Br. JR, OSF