M
maria29
Guest
I did all of these things as well and still can’t afford to be a SAHM thanks to my student loan debt. I don’t want my son if he decides to go to college and he is doing well to start out his life with a new wife who is forced to work because we didn’t help him out when we could.I have to say that I agree with Jess, although I don’t have any children yet, so my opinions might change.
My parents had four kids, and we didn’t have a lot of money, although we never suffered. I paid my own way through university (although it’s cheaper in Canada than in the States). I started with scholarships, spent my savings when I ran out of scholarships, held down three part-time jobs at the same time, got bursaries, and finally got a student loan for my final year. My family helped with what they could. My parents gave me vegetables from their farm. My grandparents gave me two or three thousand dollars. My older brother helped me when I couldn’t pay the rent once or twice.
I think the lessons I learned from paying for college myself were really valuable, and I’d like my own children to learn those lessons too. I might match them dollar for dollar, if I have the money, but I certainly wouldn’t give them a free ride.
I’m doing my master’s degree now, and trying not to incur debt. People ask me how I can spend a thousand dollars a month on school without incurring debt. It’s difficult, but doable. I don’t eat out, ever. When I meet my boyfriend, we don’t go out, we meet at friends’ houses, or he comes to my house. If we watch a movie, it’s on my computer, not at the theater. If we eat pizza, it’s homemade. If we want to drink, it’s water or juice. I don’t have TV. I ride a bicycle to work. I don’t buy books or magazines. I stopped drinking coffee out. When my colleagues are going out for lunch, I run home to make mine.
I guess what I’m trying to say is that my parents didn’t have the means to send any of us to college, but all four of us went, and now I’m pursuing higher education. If you instill the values in your children, they will find a way to live them. It’s like that saying, when there’s a will there’s a way.
My parents had no money to really help me out either so I worked 3 jobs, got scholarships and student loans. I would of had to put off getting married for 3-5 years to get my debt down to a manageable level and since we’d been engaged for 2 years already our priest advised against this.
I’d been charting before I got married and on our honeymoon we had a safe day and still got pregnant. I attempted to stay home for the first 6 months and towards the end it added more debt than it saved.
If I can help save my son and his wife from an existence like this where they can start with as little as debt as possible we’re going to. There will be conditions of course like that he must be getting certain grades and work during summers.