Health care- what's this guy supposed to do?

[Arwen037]

Which is, by the way, the same problem people working for the company face if the company doesn’t make enough. They lose their job, i.e. living expenses, lose their house, and die from exposure (if we’re being melodramatic).

You can’t say that someone who loses their money from spending it on an operation is any different than someone who loses it because they lost their job.

 

[gamewell45]

Oh, good, so you can prove your assertion?

There’s really no need to; just read the threads from the beginning of this topic; you should be able to identify my assertions from reading them.

 

[ComputerGeek25]

Which is, by the way, the same problem people working for the company face if the company doesn’t make enough. They lose their job, i.e. living expenses, lose their house, and die from exposure (if we’re being melodramatic).

You can’t say that someone who loses their money from spending it on an operation is any different than someone who loses it because they lost their job.

aspawloski4th has trouble understanding this. Ends are the same, but how you go there is different.

 

[St_Francis]

There’s really no need to; just read the threads from the beginning of this topic; you should be able to identify my assertions from reading them.

Consider me dense and offer some proof of your assertion please.

 

[aspawloski4th]

aspawloski4th has trouble understanding this. Ends are the same, but how you go there is different.

Which is why “At Will” employment is the most stupid law western civilization ever came up with.

 

[DanteAlighieri]

Id die from that now ,because I don’t have insurance. If I needed that now, Id be calling the funeral home telling them to be ready for a dead body soon.

Interesting – I didn’t die when I went into the hospital with appendicitis a few months ago. They kept me overnight, took out my appendix the next morning, gave me medication (including all the painkillers I needed) while I was there, and even fed me.

They also sent someone over to me to ask about my financial situation – including the fact that I don’t have insurance. They waived my hospital fees, but I still had to negotiate settlements with the doctors. Nonetheless, that arrangement saved me thousands.

Furthermore, there is aid out there for folks like us, and there is relatively cheap catastrophic care insurance, and there are second jobs to be had (I just got one) if one looks hard enough and keeps one’s mind open.

I’m not suggesting that there is no need for medical reform. I’m just saying that requiring everyone to pay into a big, bloated, inefficient, impersonal (and sooner or later corrupt) governmental system is NOT the answer when it comes to lowering costs. Look at it this way: if an insurance company denies you coverage now, you can sue. What if Uncle Sam denies you coverage?

Peace,
Dante

 

[pathia]

Furthermore, there is aid out there for folks like us, and there is relatively cheap catastrophic care insurance, and there are second jobs to be had (I just got one) if one looks hard enough and keeps one’s mind open.

1.) No, there isn’t catastrophic care insurance, though I’d consider the plan they offer me, which is about 70% of my income, catastrophic to ME
2.) Too sick to work full time at one job let alone two.
3.) No, you cannot sue, most insurance companies now have binding third party arbitration. First you have to sue, to get your right to break that contract, so you can sue.

 

[wabrams]

Which is why “At Will” employment is the most stupid law western civilization ever came up with.

I live in an at-will state and it takes an act of congress to get someone fired. Plus, if you just fire someone here for no reason (at-will), you can’t immediately refill the position w/o giving reason for firing the original person.

 

[St_Francis]

Interesting – I didn’t die when I went into the hospital with appendicitis a few months ago. They kept me overnight, took out my appendix the next morning, gave me medication (including all the painkillers I needed) while I was there, and even fed me.

They also sent someone over to me to ask about my financial situation – including the fact that I don’t have insurance. They waived my hospital fees, but I still had to negotiate settlements with the doctors. Nonetheless, that arrangement saved me thousands.

Furthermore, there is aid out there for folks like us, and there is relatively cheap catastrophic care insurance, and there are second jobs to be had (I just got one) if one looks hard enough and keeps one’s mind open.

I’m not suggesting that there is no need for medical reform. I’m just saying that requiring everyone to pay into a big, bloated, inefficient, impersonal (and sooner or later corrupt) governmental system is NOT the answer when it comes to lowering costs. Look at it this way: if an insurance company denies you coverage now, you can sue. What if Uncle Sam denies you coverage?

Peace,
Dante

What with all the state-mandated coverages, there is no longer cheap catastrophic insurance, at least in some states.

 

[ComputerGeek25]

I live in an at-will state and it takes an act of congress to get someone fired. Plus, if you just fire someone here for no reason (at-will), you can’t immediately refill the position w/o giving reason for firing the original person.

Also, aspawloski4th fails to understand that “at-will” works both ways. Employees can break the contract as well, to take a new job, retire, spend time with family, etc.

If we didn’t have at-will employment, companies probably wouldn’t hire in the first place, and they’d own you 'till the day you died.

Most compainies I’ve worked for will fire/lay people off with cause, for good reason. Even though they can get rid of people for most anything (except a protected group), most companies don’t. It’s bad business - it protects themsevls from lawsuits and bad publicity.

 

[ComputerGeek25]

What with all the state-mandated coverages, there is no longer cheap catastrophic insurance, at least in some states.

This is why government intervetion into some areas of insurance is a bad idea.

This is one of the reasons why the recent Healthcare bill was an epic fail.

 

[DanteAlighieri]

What with all the state-mandated coverages, there is no longer cheap catastrophic insurance, at least in some states.

Perhaps not - thus, I agree with the person who pointed out that this is further indication of why the government should not interfere.

Peace,
Dante

 

[DanteAlighieri]

1.) No, there isn’t catastrophic care insurance, though I’d consider the plan they offer me, which is about 70% of my income, catastrophic to ME
2.) Too sick to work full time at one job let alone two.
3.) No, you cannot sue, most insurance companies now have binding third party arbitration. First you have to sue, to get your right to break that contract, so you can sue.

Please see my post in the other thread. It will explain to you why I am unwilling any further to discuss with you this topic as it pertains to your personal situation.

Although I used myself as an example, I am speaking to how the average American fits into the healthcare system; I cannot nor will not comment on how it applies to a specific American other than myself.

Peace,
Dante

 

[St_Francis]

Perhaps not - thus, I agree with the person who pointed out that this is further indication of why the government should not interfere.

Peace,
Dante

Yes, I totally agree.

 

[St_Francis]

Please see my post in the other thread. It will explain to you why I am unwilling any further to discuss with you this topic as it pertains to your personal situation.

Although I used myself as an example, I am speaking to how the average American fits into the healthcare system; I cannot nor will not comment on how it applies to a specific American other than myself.

Peace,
Dante

Pathia,
They say that bad cases make bad law. Rather than overhaul the entire system in response to the very small number of people with major chronic health difficulties, they could simply set up a much smaller extension of our current aids to the poor which would cover those who, like you, need help.

If the government were to do that, and also tweak the system for the general, healthy population by doing things like getting rid of mandates so we can have proper catastrophic insurance, which is what most people need and can afford; and allow the self-insured a tax break as they allow the employer-insured to do, then a very high number of those currently going without insurance would start buying it.

But there is no need for the government to involve itself in the entire health insurance industry they way they propose to do now. I would have no problem paying slightly more in taxes to help people like you; I just have a problem paying more in taxes to help those who are not in need, especially when there is an alternative available.

 

[kage_ar]

I think he was suppose to have 3-6 months salary saved up so that he could pay for COBRA, sustain his house payment, and feed his family until he found another job. He is also suppose to be using some income to build up a retirement plan (which he could use in an emergency without penalty to keep his house or pay COBRA premiums).

That is ASSUMING he could find a job in 3-6 months. I was in the same field and same position as the man in the story. I was laid off in April of 2008. To this day, I am scrounging part time secretary jobs.

We have not had electricity for over a week.

That savings goes POOF really really REALLY fast.

 

[ComputerGeek25]

That is ASSUMING he could find a job in 3-6 months. I was in the same field and same position as the man in the story. I was laid off in April of 2008. To this day, I am scrounging part time secretary jobs.

We have not had electricity for over a week.

That savings goes POOF really really REALLY fast.

You are in my prayers - keep your head up…