U
Usige
Guest
So is stressing out about spending $700,000 for the privilege of living in places like DC, NYC, or SF.And very unhealthy for your body, mind, and marriage.
So is stressing out about spending $700,000 for the privilege of living in places like DC, NYC, or SF.And very unhealthy for your body, mind, and marriage.
TouchéSo is stressing out about spending $700,000 for the privilege of living in places like DC, NYC, or SF.
Funny!Leaving aside anything else, while St. Joseph was a carpenter (i.e., worked in a skilled trade), for the first few years of Jesus’ life the Holy Family were refugees in a land and time that were not at all kind to outsiders. In Nazareth, I expect that St. Joseph would have been known as a good and thoroughly honest craftsman, one whose family had lived there for generations. “Oh, you need a new table/chair/chest/house? Joseph’s the guy you want–two streets over, third house on the left, give you a good price and solid work. I knew his dad well, and Joseph’s done a great job since he took over the business.”
In Egypt? “What’s that Jew doing here? We know what they’re all like, wouldn’t trust him with a ten-foot pole, stick with a good Egyptian whose family you know is what I always say.” Or, slightly better but still not terribly useful from the putting-food-on-the-table perspective, “Well, there’s that Jew who just came into town and opened his own business, but I’ve been doing business with Cheops & Co. for as long as I can remember and he’s treated me well, so I don’t see any reason to take a risk on a newcomer.”
In all likelihood, at least in those Egypt years, Our Lady would have been sewing/weaving/cooking/doing housework/gardening/gathering/some combination of the above in order to make ends meet.
I hope you know I’m not trying to pick on you (or anyone else).Touché![]()
LikewiseI hope you know I’m not trying to pick on you (or anyone else).
Really what I am trying to get at is it comes down to choices and tradeoffs. We moved from being 4 miles from my work to about 35 miles out where housing costs were better. We cut down on convenience foods to stretch our budget. Not everyone can or will, but it bothers me when people say “no this can’t be done” when there obviously are people that have figured it out. I don’t really care if someone doesn’t want to make the choices we did, but I do think it’s important that people don’t state something is impossible simply because they chose not to make those same sacrifices.
It does seem to involve having really, really good health insurance and very stable employment…I hope you know I’m not trying to pick on you (or anyone else).
Really what I am trying to get at is it comes down to choices and tradeoffs. We moved from being 4 miles from my work to about 35 miles out where housing costs were better. We cut down on convenience foods to stretch our budget. Not everyone can or will, but it bothers me when people say “no this can’t be done” when there obviously are people that have figured it out. I don’t really care if someone doesn’t want to make the choices we did, but I do think it’s important that people don’t state something is impossible simply because they chose not to make those same sacrifices.
Where do you live?I am not waving it away. I clearly state that it is the reason I refuse to live in rediculously overpriced areas. It’s all about tradeoffs.
We live around several minifarms and buy pretty much everything in bulk. We buy butchered chickens and beef directly from local ranchers and keep them in a chest freezer. We also buy things like eggs and produce from local sources as much as possible. We also make many things from scratch which saves money too. When you aren’t paying for shipping, packaging, advertising and store markup your costs can go down fairly significantly. We spend no where near $10 per day on each kid for food and all my kids are perfectly healthy.
Yes there is a trade off in convenience vs cost, buy it is the tradeoffs we are willing to make. Does that mean everyone can, or is willing to put forth the effort? No, but it also doesn’t mean it’s impossible. I put it forth so people look beyond what others tell them so they can explore what might be possible instead of just assuming that kids are too expensive.
I think this is also somewhat location based. My friends and I have compared grocery store prices and mine are sometimes twice as high! We try to shop very frugally and make a lot from scratch, but grocery bills are still usually at least $60-70 or higher each week for the two of us.You know it’s very hard to understand how families with 3 or less kids take $50 a day to feed them. We cook 3 meals a day, every single day. We never feel hunger. My teens especially eat A LOT, and our grocery bill has never exceeded $500 a month (about $17 a day). And that’s with a family of 10 big eaters. No, we don’t have food bank trips or food stamps or anything like that to help out. We do grow some of our food (and I stress SOME), we rarely buy eggs because we have chickens, but mostly it’s because we buy only healthy things to eat. We don’t keep soft drinks or chips, candy or anything like that. We are choosy about what we put in the cart, but we eat well. Tons of tamales, beans, tortillas, salsa, chorizo. Nothing bland or tasteless here. We eat more vegetables than fruit, more fruit than meat, and we eat fish twice a week. We rarely eat out and if we do it’s usually a Chinese buffet. The most unhealthy things we always have on hand are ice cream cones and whipped cream. My kids fill the cones with fruit and cereal, top it with whipped cream, and that’s their favorite snack. My youngest calls it breakfast in a cup. We have dessert on Sundays. Usually it’s canned fruit cocktail with extra cherries or it might be canned tropical fruit. Occasionally we make flan or pies from scratch. Birthdays and holidays are huge meals with more meat than sides and desserts of various types. My kids don’t like cake as much as brownies and pies so usually that’s what we make for their birthdays. It really isn’t expensive to eat well if people are willing to put in the effort to cook from scratch. I love cooking and now that my teens cook it’s even less frequent that we go out, but even when they were all small we ate our maybe once every three to six months. We also usually have at least four other people at the dinner table. The kids’ friends or the ones I babysit are frequently here for at least one or two meals a day. My husband brings his breakfast and lunch to work with him. He brews his own coffee at his desk. That saves a ton of money! At home we drink water mostly but also coffee, tea or maybe koolaid. We don’t deprive ourselves of good food and drink. Milk is the one thing I highly regulate at home because the kids don’t eat if they drink too much, and the love milk. One of my neighbors has goats and the kids want us to get them because they love goat milk too, but I won’t let them drink that much milk even if it were free. They are just like me–lactose intolerant and bloat severely which kills their appetite. I don’t preserve or freeze food so summer garden only helps keep summer groceries below $500 a month, and maybe part of fall. Winter and spring remain at or near the $500 mark each month. Like I said, if people truly want to have a large family they find the way to make it work. It’s not something everybody WANTS to do, but it isn’t something only a select few CAN do. There is a difference. And no, I don’t think it’s necessary to have a large family in order to achieve heaven.
I don’t say “this can’t be done”. I say “there’s a reason people aren’t doing it in very large numbers.”I hope you know I’m not trying to pick on you (or anyone else).
Really what I am trying to get at is it comes down to choices and tradeoffs. We moved from being 4 miles from my work to about 35 miles out where housing costs were better. We cut down on convenience foods to stretch our budget. Not everyone can or will, but it bothers me when people say “no this can’t be done” when there obviously are people that have figured it out. I don’t really care if someone doesn’t want to make the choices we did, but I do think it’s important that people don’t state something is impossible simply because they chose not to make those same sacrifices.
Indeed.I think this is also somewhat location based. My friends and I have compared grocery store prices and mine are sometimes twice as high! We try to shop very frugally and make a lot from scratch, but grocery bills are still usually at least $60-70 or higher each week for the two of us.
Location does matter. Our groceries in DC were the exact same as here now; however, we’ve gone from six to eight kids since moving, and one of the six was tiny. So yes, it has gotten cheaper since the move. Still, we were able to eat very well on very little. It matters much more what you pick to cook from scratch than it does where you pick it. Some things are very cheap regardless of location (dried beans, lentils, rice, pasta, corn meal, flour, dried milk, maseca, dried chiles, etc). It’s much easier to find out how much you can spend and working your budget around that instead of bargain hunting. I rarely use coupons because they never have coupons for the things I buy and I end up spending more in order to use the coupons. One store I go to sometimes gives coupons off total order regardless of what we buy and I do use those. Another thing to keep in mind is that if I had more money to spend on groceries I would. I don’t seek out to be frugal just for the sake of being frugal. We only have $500 a month free to spend on groceries so that is my limit. It’s amazing how creative you can become when a situation arises that requires creative thinking to overcome.I think this is also somewhat location based. My friends and I have compared grocery store prices and mine are sometimes twice as high! We try to shop very frugally and make a lot from scratch, but grocery bills are still usually at least $60-70 or higher each week for the two of us.
If you don’t mind me asking, were you living on base in the DC area? If not, how difficult was it finding a place to rent with such a large family?Location does matter. Our groceries in DC were the exact same as here now; however, we’ve gone from six to eight kids since moving, and one of the six was tiny. So yes, it has gotten cheaper since the move. Still, we were able to eat very well on very little. It matters much more what you pick to cook from scratch than it does where you pick it. Some things are very cheap regardless of location (dried beans, lentils, rice, pasta, corn meal, flour, dried milk, maseca, dried chiles, etc). It’s much easier to find out how much you can spend and working your budget around that instead of bargain hunting. I rarely use coupons because they never have coupons for the things I buy and I end up spending more in order to use the coupons. One store I go to sometimes gives coupons off total order regardless of what we buy and I do use those. Another thing to keep in mind is that if I had more money to spend on groceries I would. I don’t seek out to be frugal just for the sake of being frugal. We only have $500 a month free to spend on groceries so that is my limit. It’s amazing how creative you can become when a situation arises that requires creative thinking to overcome.
Nothing I’ve posted is meant to come across as better than anyone else. I think it’s important for others to know that there are options and ways to make dreams come true if you truly want this. Big families are a blessing, not something that can only be successfully raised in select locations, by the wealthy, or under special circumstances. It isn’t something to be feared or a reason to be worried. It doesn’t take anything truly unusual, all it takes is love and devotion. That’s the exact same thing it takes to raise one child, have a happy marriage, or just simply live a good Catholic life. We aren’t better than any other families. Some are being raised by neglectful, bad, abusive parents, but so are many only children. Some well off parents are neglectful and abusive. Medical neglect isn’t a poor people thing. Most poor parents ensure adequate well child checks to help prevent more expensive visits. Most cherish their children because it’s all we’ve got. It does get old hearing the same accusations that have nothing to do with family size or income but instead everything to do with parenting choices.
No one has to seek out a large family. No one is required to have any children at all. There are far too many misconceptions about large families and the reasons people have them. This past month has been particularly trying here in real life. I’m so glad I have my husband and seven of my awesome kids to help out, hug, hang out, and just enjoy togetherness. I’m stuck in bed for a while so school has taken place in my bed room or on the couch. Big kids wrangle little ones. They cook and sort of clean. If I only had little kids I would truly be in a bad position at the moment. But having had my oldest set at 18, 19, 20, they are big enough to really be helpers at the moment and they are big enough they understand instead of being insulted. My oldest calls daily so we have been able to talk uninterrupted. Like I said before, it’s important to make adjustments in life as needed. This is not my ideal way to live, but this is where I am at the moment.
We never did get into housing. We moved from Europe and got in the list (27 month wait!!!) but we had orders before we got post housing. We rented in Virginia. Tricare does help. Part of what I was saying about making choices and adjustments to make things possible. We got out of active duty but went back mostly for the Tricare. Other people are able to get great coverage through their employers.If you don’t mind me asking, were you living on base in the DC area? If not, how difficult was it finding a place to rent with such a large family?
I’m not trying to be difficult or argumentative, but in a place where two bedroom apartments have occupancy limits of 4 people and are $1750 a month plus utilities, fees, etc for something semi decent and $1575 for something pretty bad, it’s very difficult to raise a large family unless you are able to buy a house. Being able to live on base makes a HUGE difference, as does Tricare.
I don’t know if you noticed this, but the numbers you give are very unlike Usige’s.You know it’s very hard to understand how families with 3 or less kids take $50 a day to feed them. We cook 3 meals a day, every single day. We never feel hunger. My teens especially eat A LOT, and our grocery bill has never exceeded $500 a month (about $17 a day). And that’s with a family of 10 big eaters. No, we don’t have food bank trips or food stamps or anything like that to help out. We do grow some of our food (and I stress SOME), we rarely buy eggs because we have chickens, but mostly it’s because we buy only healthy things to eat. We don’t keep soft drinks or chips, candy or anything like that. We are choosy about what we put in the cart, but we eat well. Tons of tamales, beans, tortillas, salsa, chorizo. Nothing bland or tasteless here. We eat more vegetables than fruit, more fruit than meat, and we eat fish twice a week. We rarely eat out and if we do it’s usually a Chinese buffet. The most unhealthy things we always have on hand are ice cream cones and whipped cream. My kids fill the cones with fruit and cereal, top it with whipped cream, and that’s their favorite snack. My youngest calls it breakfast in a cup. We have dessert on Sundays. Usually it’s canned fruit cocktail with extra cherries or it might be canned tropical fruit. Occasionally we make flan or pies from scratch. Birthdays and holidays are huge meals with more meat than sides and desserts of various types. My kids don’t like cake as much as brownies and pies so usually that’s what we make for their birthdays. It really isn’t expensive to eat well if people are willing to put in the effort to cook from scratch. I love cooking and now that my teens cook it’s even less frequent that we go out, but even when they were all small we ate our maybe once every three to six months. We also usually have at least four other people at the dinner table. The kids’ friends or the ones I babysit are frequently here for at least one or two meals a day. My husband brings his breakfast and lunch to work with him. He brews his own coffee at his desk. That saves a ton of money! At home we drink water mostly but also coffee, tea or maybe koolaid. We don’t deprive ourselves of good food and drink. Milk is the one thing I highly regulate at home because the kids don’t eat if they drink too much, and the love milk. One of my neighbors has goats and the kids want us to get them because they love goat milk too, but I won’t let them drink that much milk even if it were free. They are just like me–lactose intolerant and bloat severely which kills their appetite. I don’t preserve or freeze food so summer garden only helps keep summer groceries below $500 a month, and maybe part of fall. Winter and spring remain at or near the $500 mark each month. Like I said, if people truly want to have a large family they find the way to make it work. It’s not something everybody WANTS to do, but it isn’t something only a select few CAN do. There is a difference. And no, I don’t think it’s necessary to have a large family in order to achieve heaven.
It’s unfortunately common for people with poor or no insurance to cut corners on healthcare.Most poor parents ensure adequate well child checks to help prevent more expensive visits. Most cherish their children because it’s all we’ve got.** It does get old hearing the same accusations that have nothing to do with family size or income but instead everything to do with parenting choices. **
But if that’s what’s available in his budget that may be all he spends. I really don’t know because it’s not my family, but I know for sure my husband has no clue what it takes to feed us all. Both the cost and the amount. He’s been trying to help with that since my last surgery but finally agreed to take our older kids to help him out with it. That being said there is no way I could tell you about his job or do it like he does either. Also our food budget is the same with one less kid at home. We still spend the same and leftovers aren’t happening. We really do adjust for what we’ve got and what we need.I don’t know if you noticed this, but the numbers you give are very unlike Usige’s.
He’s claiming much smaller numbers than you are. Your daily average is something like $1.70 per person. He’s claiming to be feeding kids 0-12 on $10-$20 a month–so 33 cents a day to 67 cents a day each.
Now, your crew is probably older than his and hence eats more, but nonetheless, he is claiming to spend 1/3 as much as you do.
Hence the general skepticism for Usige’s numbers.
Many families even now with Obama care don’t have insurance. The Amish don’t do insurance. None are avoiding medical care. Drs cut prices for cash patients, especially when paid upfront. Doctors accept payment plans. Drs and ERs don’t turn sick/injured people out for lack of money. We’ve gone the no insurance route ourselves (BIG part of why we deal with the army) so I do understand how hard it is. But still, true medical neglect is a parenting choice, not due to income or family size.It’s unfortunately common for people with poor or no insurance to cut corners on healthcare.
It’s wonderful that you have not seen this yourself–but I have. When I was a kid, a doctor’s visit was $100 out-of-pocket, so we very, very rarely saw the doctor, even when sick or injured. Now that I’ve been a mom for 14 years, I find that scandalous, but that’s how it was.
My parents (especially my dad) believed all the stuff that you and Usige have been saying about frugal living, but it really wasn’t true. Unfortunately, you can’t just magic up money to pay real doctors by buying in bulk or cooking from scratch…Medical care requires either really good insurance or cash money.