Since a single event like Las Vegas or Sandy Hook could bankrupt an insurance company, I don’t see how they can profitably sell the insurance, which I’m sure you know. Personally I think it is a back door ban of firearms, and personally, I think you know that, and personally, I don’t think gun control advocates are willing to be honest about what they really want, which is a ban on the private ownership of firearms, because they know the public would never go for it, so they talk about “common sense regulation”, which focus groups well, but don’t talk about what they, and you, really want.