Those same moderate Muslims who are so nice to you would not hesitate to accept killing apostates, old men marrying young girls, support Hamas and Hezbollah, persecution of religious minorities in their own countries, deny Israel’s right to exist etc.
Granted that most Muslims would not dream of killing anyone, but they share the same ideology as those who do. Do you think terrorists are born crazy? No. They start out as those very same moderate Muslims. Then something sparks them - maybe a personal crisis or a sense of indignation/injustice, then those very same moderate Muslim may tip over and ‘find Allah’.
And when they do find Allah they become jihadists.
So what separates the jihadists from the so-called moderate Muslim who wouldn’t harm a fly?
A thin veneer called humanity.
I understand this - having lived among Muslims for many years. I had to be very careful with what I said because even the slightest hint of criticism of their religion would cause them to blow up. And these are my relatives I’m talking about.