Universal Health Insurance (2)

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When my mother needed a stent due to a clogged coronary artery while visiting me in California we got a bill for $43,000 for the procedure and one night in the hospital. The Norwegian Government picked it up.
That was nice of them. Where did the Norwegian government get the $43,000?
To put private industry in charge of it introduces the profit motive into medicine.
Yes, that’s called a free market. It also drives costs down, quality up, and leads to innovation in medical procedures and medicines.
I have read all the arguments on the private health care side. They all are blind to the elephant in the room. We’ve tried private health care. It doesn’t work, and it doesn’t work because publicly held corporations have a fiduciary responsibility to maximize shareholder wealth.
Actually, it worked very well. It wasn’t until the government started to get involved that it went downhill.
Private health care does not work and cannot work, because it intermingles the corporation’s fiduciary responsibility to turn maximal profit with the Hippocratic Oath. It’s oil and water.
Actually, private health care works better.
 
Actually, private health care works better.
Assuming you can get it, sure, I have no problems saying that private health care works fine, but that’s assuming you can get it. I can’t. I can’t afford it on my own, and no private insurance companies will issue me a policy.
 
Assuming you can get it
Anyone can get it.
I can’t. I can’t afford it on my own, and no private insurance companies will issue me a policy.
You don’t need insurance. There are doctors who accept cash and their prices are very inexpensive because they don’t have all of the overhead that doctors who take insurance have.

In addition, every one of the pharmaceutical companies has programs to get drugs to people without insurance. I used to manage a pharmacy and watched my pharmacist do this for at least one person a day.
 
Just as it is unjust for the government to use funds for charity that are, in justice, owed their employees’ just wages, it is also unjust for a government to tax its citizens in the name of a charity, when the very weight of those taxes causes so many to be dependant upon charity.

.
…yeah but you’ve admitted that many people - those most likey to be reliant on charity - aren’t paying any tax in the U.S.

And it’s not as though poeple like you would support a minimum wage or anything because of what is justly owed to employees.
 
…yeah but you’ve admitted that many people - those most likey to be reliant on charity - aren’t paying any tax in the U.S.
That’s right. Your point?
And it’s not as though poeple like you…
People like me? Who are these people? Can you introduce me to them? I hear I have a lot in common with them…
And it’s not as though people like you would support a minimum wage or anything because of what is justly owed to employees.
Not that this is on topic, but to answer your question…
No, of course I don’t support a federally mandated minimum wage. The federally mandated minimum wage is a complete and total violation of the Principle of Subsidiarity. I believe in the Just Wage, which is the same standard upheld by Catholic Social Teaching.

The federally mandated minimum wage is nowhere near a Just Wage in New York City, while it far exceeds the Just Wage for some workers living in other parts of the country where the cost of living is considerably cheaper. For example, the Just Wage for a mother of 4 living in New York City is significantly different than the Just Wage for a teenager working in Omaha, Nebraska trying to earn extra spending money.

Just one of the many messes created when the federal goverment violates the principle of subsidiarity.

You could start a thread on this, if you’d like-
 
Anyone can get it.
You and I are on the same side of this debate, but Pathia is correct that not everyone in this country can qualify for insurance or government medical benefits.

And yet, people keep turning to the government and insurance companies as if they are the solution, and not the problem…
 
You and I are on the same side of this debate, but Pathia is correct that not everyone in this country can qualify for insurance or government medical benefits.
That’s different. That isn’t what he said.

While they may not be able to get insurance or (God forbid) welfare, they can still get affordable treatment.
 
Um…no…not even close.

They were worried I had a BRAIN TUMOR and it took me over a month to get the MRI done. It also took me six months to get in with the specialist that saw me and ordered it.

This is in the united states.
**Let me tell you of the deplorable universal health care they have in Italy. My cousin needed an angioplasty and it took him over a year to qualify for it. After it was done, a few years later, he needed by-pass surgery, but because he was 65, they refused him. He died soon thereafter. They treat their older people like **, and give them only minimum healthcare. i told the family that they should have brought him over to the U.S. to have the procedure done.
 
**Let me tell you of the deplorable universal health care they have in Italy. My cousin needed an angioplasty and it took him over a year to qualify for it. After it was done, a few years later, he needed by-pass surgery, but because he was 65, they refused him. He died soon thereafter. They treat their older people like **, and give them only minimum healthcare. i told the family that they should have brought him over to the U.S. to have the procedure done.
Hey, it wasn’t a ‘swear’ swear, guys!!
 
Anyone can get it.

You don’t need insurance. There are doctors who accept cash and their prices are very inexpensive because they don’t have all of the overhead that doctors who take insurance have.

In addition, every one of the pharmaceutical companies has programs to get drugs to people without insurance. I used to manage a pharmacy and watched my pharmacist do this for at least one person a day.
I have to see specialists that have 6month waiting periods, I am far past the point of needing the basic family practitioner. I am hospitalized about twice a year, I am currently filing for my third bankruptcy, my first chapter 7, and I am only just about going to turn 29 soon.

If I were to total my debts from hospitals it would approach nearly a million dollars. Now, it certainly isn’t that high, they aren’t mean spirited, but they will not simply hand wave everything away.
 
That’s right. Your point?
The point was obvious, read your own post.
, when the very weight of those taxes causes so many to be dependant upon charity.
.
The people dependent on charity (or UHC) aren’t likely to be paying much tax, so a tax cut for everyone isn’t going to suddenly enable them to afford insurance.
People like me? Who are these people? Can you introduce me to them? I hear I have a lot in common with them…
.
Libertarians.
I believe in the Just Wage, which is the same standard upheld by Catholic Social Teaching.
.
Yes but not in law. In other words in the free market environment where there is always an incentive to reduce costs, (in fact it’s seen as irresponsible to not keep your labour costs as low as possible) workers are supposed to just rely on their employers sense of justice and compassion for a liveable wage.
 
Still on this?

Maybe you simply don’t understand what a marketplace is because your own experience with healthcare is rooted in socialists systems that don’t want people to believe they have any control over their own lives.

Here’s the definition from the meriam webster dictionary:
MARKETPLACE
Main Entry: mar·ket·place
Pronunciation: \ˈmär-kət-ˌplās\
Function: noun
Date: 14th century

2: the world of trade or economic activity : the everyday world

I think what you’re TRYING to say is that some people, due to inadequate finances, are unable to participate in the marketplace of healthcare- but that doesn’t change the nature of the system as market. It simply means that not all people can participate in that market through their own efforts, and they need help from other people to either negotiate services on their behalf (I call this charity on the consumer side) or provide services at below market prices (and this is charity on the provider side).

In the marketplace of healthcare, healthcare providers are offering their set of goods and services in exchange for your goods or services- that is, you are trading them your money for their care. There may be intermediaries, such as insurance companies, who negotiate costs ahead of time, but in the end, one group is providing a service, the other group is paying for that service. That is a marketplace.

So I guess I’m just not able to understand your point of view about this whole “the healthcare is not a marketplace” nonsense.

Let me give you some examples:


  1. *]I occasionally need to go see a dentist. I relocated to a new city several years ago, and needed to find a new one. I didn’t just knock on the door of the first dental office, though. I talked to friends about who they see, I call offices and ask about rates, hours, and services, I checked various websites to see if the dentists I was interested in had any marks on their public records…

    *]When my wife became pregnant, she didn’t just pick the name of an OB at random out of the phonebook. She talked to friends and colleagues, called a couple offices with questions about their services and their approach to care. She made appointments with and met with 3 OB’s before deciding which one she wanted taking care of her while she was pregnant.

    *]We did the same thing to find a pediatrician for my daughter when she was born. We talked to people, called offices, made appointments with a few, and chose the one we thought was best based on their rates, appointment availability, expertise, and other factors.

    *]If any of these doctors fail to meet our needs at some point in the future, we will drop them and find a new doctor who is better suited for me, my wife, or my daugher.

    *]On the other side of the medical marketplace, I can reference my two brothers who are both dentists, and work together in private practice. They advertise their business through the radio, television, billboards, fliers, and other mediums. They have discount plans, they offer coupons, they have partnerships with other professionals in the community to share referrals and cross markets.

    *]I just had a minor surgery yesterday-it went just fine, thanks for asking. Before ever scheduling the procedure witht the surgeon I checked out the references on my anesthesiologists, I checked out the facility where I was going to be treated, and I called a couple of other facilities to compare rates, hours, policies, etc. I didn’t change any of these factors, but I would have if I was at all uncomfortable with any of them.

    These are examples of how people operate as responsible consumers in the healthcare marketplace. It is simply what people do when they are being responsible about their care. I do the same thing when you go to buy a car, or a refridgerator, or shoes. If a healthcare provider is too expensive for my budget, is lacking in experience, has bad hours, or is hard to schedule appointments with, I move on to the next provider.

    You will probably say that I am in a luxurious position that most people aren’t privy to. Or, you might say that if I was in an emergency that I wouldn’t pick and choose who is providing care to me.

    OK, let’s take the first one- I am participating in that portion of the marketplace permitted by my insurance provider. I am limited to medical providers by my private insurance provider. But within that network, I can choose whatever doctor I want, and I do. That is an option available to anyone with private insurance-they may lock you into your choice of primary care provider once you make it, but you can still choose that doctor based on your own criteria- and if you don’t like them, you can drop them at your next enrollment period. Specialists are even more subject to this marketplace environment, as you can pick and drop them any time you want.

    As to your second likely objection, you would be right that I may not be able to choose my on call doctor if I went to the hospital at 3am on a weekend. But I would be able to choose my hospital, and once the emergency was over I would certainly shop the market for the best specialist to meet my needs.

  1. Marcus J. Borg has this to say about that idea:

    " First, how does one care for victims of the system? Advocates of a politics of individualism commonly answer, ’ Through private charity’ - what a former president called " a thousand points of light." **Of course, private charity is important, but this response ignores the fact that in modern American society, with the disappearance of traditional communities, government social policy is the primary way of caring for people we don’t know. **Advocates of a politics of compassion thus would ask, " How can we change the structures so that there aren’t as many victims?"
 
government social policy is the primary way of caring for people we don’t know.
Except for two small problems.

The first is that the Constitution doesn’t give the government the authority to be in the charity business and, second, every time the government sticks it’s nose in, it’s a disaster.

Can you say “Great Society”?
 
Except for two small problems.

The first is that the Constitution doesn’t give the government the authority to be in the charity business and, second, every time the government sticks it’s nose in, it’s a disaster.

Can you say “Great Society”?
The Government runs the highways, they do a good job.

Comments such as ‘every time the government sticks it’s nose in, it’s a disaster.’ is nothing more than a snappy sound bite.
 
We can spend 25 billion to bail out corporations, but we can’t help sick people. That is sick
 
We can spend 25 billion to bail out corporations, but we can’t help sick people. That is sick
Speaking of snappy soundbites…

So you think its wrong for the government to bail out corporations but you support the government bailing out the medical industry because it charges more than people can afford?
 
We can spend 25 billion to bail out corporations, but we can’t help sick people. That is sick
and another thing…

WE can help sick people- the government doesn’t need to be involved for us to help sick people.
 
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