The social worker was right, the truly homeless rarely pan handle, they are usually too busy trying to procure some kind of permanent situation. Panhandlers tend to be grifters, especially ones that give you the old “I need money for gas story” This is a scam I saw as a social worker numerous times, and they LOVEd to pull it on rectory secretaries, since they were more naieve than people at charities who hear all the familiar stories. Some of these folks have gotten off with over $50 bucks when they claim they are from out of town and stranded! …If they don’t have a roof over their head, the chances are that they don’t have a car, either. Think about it, it costs beaucoup dough (around Massachusetts anyway) to own a car, pay taxes, insurance, gas and maintenance, etc Sad, but most of the panhandlers I know are feeding drug habits and hoping to scam people. They are well experienced in avoiding the responsibilities that the people they try to scam are subject to, especially those which mean contributing to society.
If I could suggest something much more meaningful, many shelters look for volunteers to talk to homeless folks, mentor them, if you will. There are also many Detox and rehab places where you can try to unravel the endless layers of substance abuse. You may not get too far, but this is a way to get to know the issues they face, and you can certainly get to know what is needed and what is not. Giving money is a panacea in this world of ours, your time and compassion is much more helpful. It opens our eyes to the many things that torment the poor, and helps us to be far more responsible citizens. IMHO, giving money seems to be a way to avoid facing the needs of others, head-on, and giving them the kind of attention they deserve. Too many give money without ever knowing or caring if it is doing any good. I would rather have one volunteer with compassion to any mount of funding, as the* person* willing to have a relationship goes the farthest toward healing, if that is possible.