Well, I hope Biden-Care is as good as my employer’s insurance. The cost of my knee replacement surgery all-total was $150,000–my insurance covered all except for $990.00.
No complaints from me. Glad I worked hard in school, took a degree in an employable field, and have stuck with the same job/same company for over 30 years now.
Hopefully my other knee will stay healthy in the advent of Biden Care.
Trying to be as objective as possible, I would guess Bidencare will be “Medicaid with deductibles”, as is the case in some European countries with government healthcare systems. Also, in most of those countries there is also a private system that is paid for by insurance or by the individual himself.
The latter is the better care, as one might imagine. The former is pretty much like Medicaid with deductibles. The doctors are employees of the government and are paid about half what doctors are paid in the U.S. The doctors in the private system charge whatever they charge and are better paid.
But it’s true that in Canada, private care is outlawed. You have to go to government providers because there’s no other choice.
If I had to guess, I would guess we would have the former, because government employees here are all insured by private insurers, except for the military. It’s just that the premiums are paid for by the government. “Cadillac plans”. Government employees’ desires will prevail even over the “total socialists” like AOC and Bernie Sanders. They will want to be in the private system for quality reasons.
Probably those who will get hit hardest by Bidencare will be the ones hit hardest by Obamacare; small employers, the self-employed, and to a lesser degree the larger employers who benefit from the “well worker effect”. Those employers tend to pass the additional cost on to the employees through higher contributions to the plan. Finally, I think the elderly will be hit hard by Bidencare. Medicare is pretty plush in most places when you look at it and can afford a supplemental policy, which most can. I believe it will be tossed into the “Medicaid with deductibles” group because I think the Democrats decided the elderly were not the kind of priority they have been considered for a number of decades by politicians.
