They replied, “Believe in the Lord Jesus and you will be saved, you and your household.”Then they spoke the word of the Lord to him, along with all those who were in his house. At that hour of the night he took them and washed their wounds; then he and all his family were baptized right away."
Acts 16:31-33 NET
Wrong on your count.
A woman named Lydia, a dealer in purple cloth from the city of Thyatira, a God-fearing woman, listened to us. The Lord opened her heart to respond to what Paul was saying. After she and her household were baptized, she urged us, “If you consider me to be a believer in the Lord, come and stay in my house.” And she persuaded us.
Acts 16:14-15 NET
If anything this is an example of actual grace. Lydia didn’t have sanctifying grace before baptism.