Being in business a while myself…I have been in the same industry, insurance, which gets a repeated ‘bad rap,’ as they say. Reason being, is that for example…take the hurricane season here in FL. A lot of insurance carriers ‘pulled out’ of the market completely, while others exclude wind storm, from covered perils. (or these companies jacked the prices up considerably) I suppose going with your line of thinking…none of us should be making 6 digit incomes, when you have people who cannot afford their homeowner coverage. Now, that is an interesting topic for another thread. But, I won’t be the one to start it.
I think it speaks though to your thread…and how do I as an employee in this industry, look at that happening all around me, yet, I stay with the company? Let’s go further…healthcare. There’s a can of pain I’ve opened. Many cannot afford medical care for their families (I’m speaking of hard working husbands and wives…not people who refuse to work) It’s a massive problem here in the USA. I also work in that industry as well…I am working in commercial insurance now, so again…there are people who have 3 and 4 homes all over the world, while there are people who cannot afford the care. Now, the buck does not stop with insurance companies, certainly. But, the doctors…wow, look what they charge, oh but they are saving lives. So, we overlook their huge costs. How about the hospitals? Wow, they charge a person $18 for a bandaid, when they stay overnight. Seriously, I had enormous fees incurred through the births of my two kids…and thankfully, we had insurance. Insurance to the rescue! An insurance company can be a person’s best friend…or his/her worst enemy.

Last but not least–look at lawyers. Med mal has soared prices for us as consumers, because of valid and invalid lawsuits. You don’t have a calculator big enough to do this kind of math! LOL

Lawsuits cause…what to happen? Doctors to have to carry higher limits of med mal coverage…(or never have a claim!) …so they charge more to you and me…the consumer. Then, insurance companies have to charge more, because there are so many lawsuits! The equation never ends.
So…back to the basics of your thread. I work in an industry, where I suppose I could look at all that, and make an ethical judgement upon it…and I have. The benefit that we provide however, is that we help people to go back to the way they lived their lives before they had the accident, or flood, or whatever they are using insurance for. (Death ‘benefits’ are another topic for another time…not sure if we could ever take someone back to their life before a death, certainly not emotionally…but we try to from a financial perspective) But, it is not the insurance world’s job to help someone else to profit from his/her calamity. That is often why people despise insurance companies…and why fraud is soooooo high. (we as consumers also pay for all those consumers who commit fraud)
The waters are muddied, the deeper you go into the corporate ‘swamp.’ But, I agree…it would be quite hard to find an organization out there, where someone at the top wasn’t over paid, so to speak…or the intentions of a few were not subtly taught to many. It is tricky–business. I am to work for a company that enables me to provide for my family…and to tithe, and give to the poor. I look at my work as a gift from God…
But, don’t think I don’t ever think of corporate America in the light you do…because I do. I like your thread–it’s interesting.