Thank God we have insurance that will (hopefully) cover this. My point is, what if we didn’t have insurance?
I can personally attest to what happens. You tell the ambulance company your scenario, fill out the paperwork, and they write it off. That’s exactly what happened to my friend back in 2001 that slipped on icy stairs down from his apartment and the ambulance carried him to the hospital for a broken leg.
What if we couldn’t afford the monthly premium? Many are in that position.
You get Medicaid, or charity care. Honestly, have you ever looked at the requirement to qualify for charity care from most hospitals? In WA state (where I lived most of my life), those under the federal poverty level get 100% coverage under charity care. All the way up to 200% the federal poverty level receive discounts. A family of four can have a monthly income of up to $5k/month, or $60k/year, and receive a discount. (See
this link).
Healthcare is available for those with limited financial resources.
I thought I lived in a civilized society that takes care of people who fall into misfortune, but no, it turns out that I live in a dog-eat-dog hellhole that charges $960 for medical transport!
Thank the government for that. Many municipalities require permitting, which limits the number of providers, driving down supply. Some even cap the cost of rides, which means even those rides that are simplistic must be higher to compensate for those rides that are much more complicated.
Such is life under a system that ignores Catholic teaching.
What was being ignored? Who denied your daughter access to healthcare?
I’ll give you an anecdote to match.
My father, after retiring from a 27 year Navy career, had Tricare, Medicare, and VA benefits. Near the end of his life, he has COPD. While traveling in Arizona, he had a particularly rough time. He went to the hospital and receive treatment to stabilize his breathing and a few prescriptions to help him get home to WA. After a few months, he received a bill from the hospital in AZ. Tricare, Medicare, and the VA were fighting over who was responsible for the bill. Tricare claimed the care was out-of-network, thus Medicare was responsible. Medicare said it was related to his disability, thus the VA should pay. And the VA said his COPD was unrelated to his disability, and thus Tricare should pay.
After months of bills from the hospital, and getting nowhere with the bureaucracies of government run healthcare, he gave up and just paid the bill himself.
And another story. My aunt recently had a stroke. My uncle wanted to get her into physical therapy ASAP after being released from the ER, telling the hospital that he would pay out of pocket “NOW!” rather than wait for a pre-approval from Medicare. The hospital said that if they did that, Medicare would refuse to authorize since they failed to wait for approval. My uncle didn’t care, saying he’d pay out of pocket. The hospital shrugged and moved her. And sure enough, Medicare refused to authorize.
Now, how does Medicare operate according to Catholic teaching by refusing to cover care because the hospital didn’t follow the proper procedure?
Neither system is perfect, but one is better than the other.